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Fidelity review

Fidelity vs TradeKing



Fidelity vs TradeKing: Trading Fees and Investments




TradeKing


Fidelity

  • Stocks and ETFs: $4.95 (for stocks/etfs priced over $1)
  • Options: $4.95 plus $0.65 per contract (for up to 8 contracts) OR $8.95 plus $0.15 per contract (for over 8 contracts)
  • Short options valued at 5 cents or less, can be bought to close these positions for no charge (commission free)
  • Multiple legs will only be charged one base price of either $4.95 or $8.95, depending on how many total contracts are involved
  • Mutual Funds: $9.95
  • Bonds: $4.95 per bond ($14.95 minimum)
  • Treasuries: $24.95 per transaction
  • Certificates of Deposit (CDs): $24.95 per transaction
  • Investments: stocks, options, mutual funds, bonds, CDs, treasuries, ETFs
  • Minimum to open TradeKing account: $0
  • All TradeKing fees

  • Stocks and ETFs: $7.95
  • Stocks and ETFs broker assisted: $32.95
  • Stocks and ETFs FAST (automated service phone): $12.95
  • Options: $7.95 plus $0.75/contract
  • Mutual Funds: $75 per transaction, 1,400 NTF mutual funds
  • Bonds: U.S. Treasury Auctions, incl. TIPS Auctions, U.S. Treasury Bills, Notes, Bonds, incl. TIPS - free
  • GSE (Agency Securities), secondary CDs, Municipals, Corporates (BBB- or higher), CATS/TIGRS, Corporates (BB+ or lower): $1 per bond, $8 minimum, $250 maximum
  • Commercial Paper: $50 per transaction
  • Investment products: stocks, bonds, mutual funds, options, commercial paper, forex, foreign stocks, UITs, precious metals, ETFs
  • Minimum to open Fidelity account: $2,500
  • All Fidelity fees




TradeKing vs Fidelity Investments: Pros



TradeKing


Fidelity

  • Great commissions
  • No minimums, maintenance or hidden fees
  • Free real time quotes
  • Award-winning trading tools
  • Best rated customer service
  • Low margin rates
  • Best online investor community
  • Fee-free IRAs
  • Extensive educational resources

  • Great research tools with largest selection of independent research
  • Low-cost Fidelity mutual funds
  • Rich selection of investment products
  • No surcharges, except for $0.0192 per $1,000 of principal in addition to commission that is added to sell orders




TradeKing vs Fidelity Investments: Cons



TradeKing


Fidelity

  • Additional $0.01 per share on the entire order of stocks priced less than $1
  • $50 annual inactivity fee if BOTH apply to an account(s):
    • Combined account value of the household account(s) is less than $2,500
    • No commission-charged trades have been executed in the account(s) during the last 12 months

  • Extremely high commission ($75 per transaction) on non-Fidelity mutual funds
  • Website is going down or becoming slow on high-volume days
  • $12 annual Low Balance Fee for each noncore Fidelity mutual fund if balance is under $2,000
  • $75 (minimum) mutual fund Short Term Redemption Fee (if mutual fund sold in less than 180 days after purchase)
  • High margin rates
  • Foreign currency wires: up to 3% of principal




Fidelity vs TradeKing: Comparison Summary



This comparison is easy: TradeKing (TradeKing Review) outshines Fidelity (Fidelity Review) in just about every category except for selection of investments. TradeKing offers low, $5 per trade commissions on stocks and ETFs. Fidelity charges $7.95 for the same trades. Mutual funds transactions are $10 and $75 respectively.

Tradeking is a head above in customer service, trading tools and research. Fidelity offers richer array of investment products as well as many free Fidelity mutual funds.

TradeKing does not have maintenance, IRA setup and annual fees. Fidelity slams customers with an annual IRA fee and Low Balance Fee.

TradeKing is one of the very Best Brokers For Beginner Investors, offering lots of learning materials, vibrant and helpful online social networking and no additional charge for broker-assisted trading.

TradeKing is included in our Best Brokerage Houses in 2012 list and we definitely recommend it to all investors.

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