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Thinkorswim Margin Interest Rates for 2015

Current Thinkorswim Margin Rates

Margin interest rates vary with the base rate and in accordance with the following schedule based on the current size of the margin debit balance.

Margin interest rates vary due to the base rate and the size of the debit balance. When setting base rates, Thinkorswim considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. Current base rate is 7.75%.

Debit Balance Margin Rate
above $ 999,999 6.25%
$250,000 - $999,999 7.00%
$100,000 - $249,999 7.25%
$50,000 - $99,999 7.50%
$25,000 - $49,999 8.50%
$10,000 - $24,999 8.75%
under $10,000 9.00%

Current Thinkorswim Cash Interest Rates

Thinkorswim FDIC Insured Deposit Account Rates

Dollar Range Interest Rate Annual Percentage Yield
$0.01-$1,999 0.00999% 0.01%
$2,000-$9,999 0.00999% 0.01%
$10,000-$24,999 0.00999% 0.01%
$25,000-$99,999 0.00999% 0.01%
$100,000 and above 0.00999% 0.01%

Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000 per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of Thinkorswim.

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Online Brokers Margin Rates

Thinkorswim Website

Thinkorswim margin rates are as of 2015 and are subject to change. For the most recent information go here:

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This article was updated on 2/5/2015.

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