Acorns Transfer Fee Reimbursement
Acorns does not reimburse an account transfer fee (ACAT fee) at this time.
Charles Schwab does.
Acorns Account Transfer OUT Fee (ACAT Fee)
For outgoing ACAT transfers, Acorns charges a $35 per ETF or stock fee, according to the current
Program Agreement, to process asset transfer requests.
The total Acorns ACAT fee for your transfer request would be $175 if you currently hold whole positions in 5 ETF(s).
If you move your account to
Charles Schwab,
they will reimburse up to $75 of this ACAT fee (must have a minimum $10,000 Acorns account balance).
You also have the option to move the funds from your Acorns account into your checking account, and
then re-invest that money in another brokerage account if you want. There is no
fee at Acorns to withdraw cash.
To start an Acorns ACAT account transfer out process, please contact your other broker-dealer to
begin the paperwork.
Acorns Securities requires the paperwork to have the medallion signature guarantee.
Acorns can only ACAT transfer whole shares, as stated in their
Program Agreement:
any fractional shares that remain will be liquidated, and the net proceeds will be sent back to your
connected checking account.
Acorns ACH Transfer Fee
Acorns does not charge any fees for ACH transfers (deposits and withdrawals).
Acorns Wire Transfer
You can’t send or receive wire transfers through Acorns checking accounts, and standard brokerage
accounts generally use electronic funds transfers instead.
If you have an Acorns Later retirement account, the company can send funds to another brokerage as part
of a 60-day rollover by wire or check. A domestic wire transfer comes with a $40 fee.
Updated on 4/6/2026.
Chad Morris is a financial writer with more than 20 years experience
as both an English teacher and an avid trader. When he isn’t writing
expert content for Brokerage-Review.com, Chad can usually be found
managing his portfolio or building a new home computer.
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