TD Ameritrade 300

TD Ameritrade Transaction Fees on Stocks, ETFs, and Mutual Funds Charges

2022 TD Ameritrade transaction fees (stocks, ETF, mutual funds, options), online brokerage account charges, investing and trading rates.

TD Ameritrade Transaction Fees

Stocks and ETFs $0
Stocks and ETFs broker assisted $25
No-load mutual funds $49.99 to buy, $0 to sell
Treasuries at auction $25
All other bonds and CMOs, CDs on a net yield basis
Futures $2.25 per contract plus exchange & regulatory fees
Forex Non-commission currency pairs trade in increments of 10,000 units (and do not contain a "#" symbol suffix). There are no additional fees or charges.

Investments stocks, mutual funds, ETFs, bonds, CDs, UITs, futures, and forex
TD Ameritrade minimum deposit to open account $0

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All TD Ameritrade Charges

List of all the TD Ameritrade rates and charges could be found under this link »

Open TD Ameritrade Account

Open TD Ameritrade Account

TD Ameritrade Overview

Almost twelve million individual investors have accounts open at TD Ameritrade (TDA), with more being added every day. Why do so many people trust the broker with their money? The following article will explore the strong points that allow TD Ameritrade to attract so many clients and to get rated The Best Brokerage Firm For Individual Investors.

TDA Account Requirements

TDA has very simple account requirements and fees. The broker has no minimum balance requirement, no trading requirements, no inactivity fees, no annual fee, and no minimum deposit is required to open an account. Furthermore, closing an account carries no charge. Even closing an IRA is free. Most other brokers have fees in some of these areas. For example, WellsTrade has a $25 minimum balance fee for accounts below $5,000. Scottrade requires a deposit of at least $2,500 to open a trading account, while Firstrade charges $50 to close an IRA. TD Ameritrade's straightforward account policies are easy to follow and remember; investors surely like this trouble-free system.


Many investors prefer either mutual funds or ETFs rather than individual securities like stocks. TD Ameritrade has an excellent selection of both fund types. On the ETF side, the broker offers all exchange-traded funds free of charge. These products have expense ratios far below 1.00%, making them even more attractive.

On the mutual fund side, the TD Ameritrade screener returns more than 13,000 products, of which 4,200 come with no load and no transaction fee. This is a sizeable selection for most investors' needs. Other firms provide fewer choices. E*Trade, by comparison, only has 7,500 mutual funds that are open to new investors. TD Ameritrade clearly has a better selection of funds compared to many of its rivals, and this assortment will definitely attract amateur investors.

Customer Service

TD Ameritrade clients can talk to a company associate any time of the day or night over the phone. Although not all investors will need a representative at 3 o'clock in the morning, it's nice to know that the service is there if you need it. Chinese and Spanish speakers can also reach an agent during certain hours of the day.

The broker has more than 450 brick-and-mortar locations that are open during normal business hours across the United States. These branches certainly attract investors who prefer old fashioned in-person service.

Other brokerage houses simply don't provide the level of customer service that can be obtained at TD Ameritrade. Ally Invest, for example, doesn't have any physical locations. Firstrade doesn't provide 24/7 service, and Tastyworks doesn't offer any foreign language service.

Cash Management Options

Some of the best cash management features available through brokerage firms can be found at TD Ameritrade. The company gives free checks and a debit card to all investors. There are no account requirements to qualify. Vanguard, by comparison, requires a staggering $500,000 account balance to receive checks and a debit card; and even then, the broker charges fees for their use. WellsTrade offers a core account with checks and a debit card, although it carries a $100 annual fee.

In addition to the checks and debit card, TD Ameritrade has other perks for customers who use these products. For example, ATM fees that are incurred while using the broker's debit card are reimbursed with no maximum. Firstrade actually charges $1 on top of whatever the cash machine charges.

Another great feature that TD Ameritrade offers is additional FDIC insurance for balances. The broker moves the cash deposits of its clients into multiple banks, which doubles the standard $250,000 FDIC insurance. Schwab, by comparison, does not have such a structure; so its clients only receive the normal insurance limit.

Trading Tools

Excellent trading technology is available for all clients at TD Ameritrade. Amazingly, the broker does not charge anything to use its trading tools, including its very advanced desktop platform thinkorswim. Most other brokerage houses, including Fidelity and Merrill Edge, maintain frequent trader requirements for their most advanced trading systems.

Three mobile apps are available to TD Ameritrade customers, along with a platform for Apple Watch. Several features are available on these apps, including mobile check deposit, funds transfer, and video news.

TD Ameritrade Transaction Fees Review

TD Ameritrade brings a lot to the table that average investors can benefit from. With no account minimums or trading requirements, it's easy to open an account and try out all the great advantages the best brokerage account for individual investors offers.

Open TD Ameritrade Account

Open TD Ameritrade Account

About the Author
Chad Morris is a financial writer with more than 20 years experience as both an English teacher and an avid trader. When he isn’t writing expert content for, Chad can usually be found managing his portfolio or building a new home computer.