Withdrawals and Deposits at TradeStation: Key Points
• TradeStation’s transfer tools are straightforward and easy to navigate.
• Check, ACH, and wire deposits are available at TradeStation for cash.
• TradeStation’s regular brokerage transfer tools do not process cryptocurrency deposits or withdrawals.
• TradeStation’s mobile app doesn’t offer check deposit.
With TradeStation’s easy-to-use software, depositing or withdrawing money is a simple process. For all the important details, continue reading.
Overview of Funds Transfers at TradeStation
TradeStation lets customers deposit or withdraw money through the website or mobile app. The company’s trading platforms are not the place where these money-transfer requests are generally completed.
For cash movements, TradeStation supports deposits by ACH, check, and wire. Cash withdrawals can be completed by ACH or wire, but not by check.
To move securities into or out of a TradeStation account, ACATS transfers can be used, although futures contracts are not eligible. Cash can also be included in an ACATS transfer.
Submitting a Withdrawal on the TradeStation Website
To complete a cash and/or securities transfer on TradeStation’s website, click the transfer-funds tab in the top menu. This takes you to the main hub for deposit and withdrawal tools.
Within the Transfer Cash section of the hub, you’ll see links for Smart Transfer (the ACH service), Wire Transfer, and Check. Check withdrawals are currently suspended indefinitely, although checks can still be used to fund eligible accounts.
The Transfer Account section is used for incoming ACATS transfers. A pdf form must be completed, printed, signed, and sent back to TradeStation. If you want to transfer an account out of TradeStation, you’ll need to begin the process with the receiving brokerage firm.
TradeStation continues to offer cryptocurrency products and services through TradeStation Crypto, Inc., but cryptocurrency deposits and withdrawals are not part of the standard brokerage transfer hub described here.
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Transferring on the Mobile App
TradeStation’s mobile app provides the same general transfer hub available on the website. To find it, tap the More icon in the bottom menu and then choose the link on the following page to transfer funds. The same transfer center from the website will appear.
Linking an External Account
If you need to add a bank account for an ACH or wire transfer, you can do that either on the website or in the mobile app. Select the drop-down menu for the sending or receiving account and then choose the option to add an external account. Plaid is available here, so an eligible bank account can often be connected instantly.
Fine Print
TradeStation does not accept third-party checks; the name on the TradeStation account must match the name on the check exactly. Certified checks and cashier’s checks are accepted, although additional holds may be placed if one of these checks is over $100k.
Personal-check deposits are subject to a standard trading hold of three business days and become available for withdrawal after six business days.
ACH deposits can be withdrawn after six business days. The maximum daily ACH deposit limit is $50k.
The cutoff time for outgoing wire requests is 2:00 pm ET. Requests received after that time will be processed on the next business day. For incoming wire deposits, the cutoff time is 4:00 pm.
Transfer Fees
TradeStation does not charge fees for cash deposits or withdrawals by ACH, and there is no fee for depositing by check. Incoming wires are also free, although an outgoing wire costs $25 if the receiving account is in the United States ($35 for a foreign bank).
ACATS transfers are more costly on the outgoing side. TradeStation does not charge a fee to receive an ACATS transfer, but it does charge $125 to transfer securities to another brokerage firm.
TradeStation’s standard brokerage transfer tools do not handle cryptocurrency deposits or withdrawals, so cryptocurrency funding is outside the scope of the fees listed here.
Coin: Fee
BTC: 0.000075 BTC
ETH: 0.01 ETH
USDC: 20 USDC
Updated on 8/7/2026.
Chad Morris has been analyzing investment firms for Brokerage-Review.com since 2015. Backed by FINRA Series 65, 66, and SIE credentials, his work reflects a deep knowledge of the retail brokerage industry and digital trading tools.
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