Withdrawals and Deposits at TradeStation: Key Points
• TradeStation’s software has an easy-to-use funds transfer form.
• Check, ACH, and wire deposits are available at TradeStation for cash.
• It’s possible to deposit and withdraw cryptocurrencies at TradeStation.
• TradeStation’s mobile app doesn’t offer check deposit.
Using TradeStation’s intuitive software, it’s easy to make a deposit or withdrawal. For the full story, read on.
Overview of Funds Transfers at TradeStation
Using TradeStation’s website or mobile app, it’s possible to deposit or withdraw money into or from a brokerage account. Other software platforms, including the company’s desktop program and browser platform, cannot be used for funds transfers.
For cash, TradeStation offers deposits by ACH, check, and wire. A withdrawal of cash can be made by ACH or wire but not by check.
To move securities (but not futures contracts) into or out of a TradeStation account, ACATS transfers can be used. Cash can also be moved in an ACATS transfer.
Submitting a Withdrawal on the TradeStation Website
To complete a transaction of cash and/or securities on TradeStation’s website, simply click on the tab in the top menu to transfer funds. On the next page, you’ll see the hub of deposit and withdrawal tools.
Under the Transfer Cash section on the hub, there are links for Smart Transfer (which is the ACH tool) and Wire Transfer. Check withdrawals are currently suspended.
The Transfer Account section is for incoming ACATS transfers. A pdf form must be filled out, printed, signed, and returned to TradeStation. For a transfer out of TradeStation, you’ll need to contact the incoming firm.
To deposit or withdraw cryptocurrencies from or to an external wallet, launch TradeStation’s crypto platform and head to the transfer panel (click on your name in the upper-right corner and then select the Transfers tab on the next page). Here, click on deposit or withdrawal, depending on the desired direction. A QR code and deposit address will be created for deposits. For withdrawals, a wallet address will need to be entered from the wallet. For either type of transaction, enter the amount to transfer and submit the transfer request.
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Transferring on the Mobile App
The same transfer tools we have seen on the website are available on TradeStation’s mobile app as well. To locate the transfer hub, tap on the More icon in the bottom menu and select the link on the next page to transfer funds. The website transfer hub will be duplicated.
Linking an External Account
If you need to add a bank account for an ACH or wire transfer, it’s possible to do so in the mobile app or on the website. Just select a drop-down menu for the receiving or outgoing account and then choose the link to add an external account. Plaid is used here, so the deposit account can be linked instantly.
Fine Print
TradeStation does not accept third-party checks; the names on the TradeStation account and check must match exactly. Certified checks and cashier’s checks are accepted, although additional holds can be implemented if one of these checks exceeds $100k.
Deposits by personal check are subject to a standard trading hold of three business days and are available for withdrawal after six business days.
Deposits by ACH can be withdrawn after three business days. There is a maximum daily ACH deposit limit of $50k.
Withdrawals by wire will hit the receiving bank account the next business day if the wire request is made by 12 noon, EST. For a wire deposit, the cutoff time is 4:00 pm.
Transfer Fees
There are no fees at TradeStation for depositing or withdrawing cash via ACH (or depositing by check). Wire deposits are also free, although making a withdrawal by wire will cost $25 if the receiving account is domiciled in the United States ($35 for a foreign bank).
ACATS transfers are more expensive, at least on the withdrawal side. TradeStation charges nothing to receive one but charges $125 to send securities to another brokerage firm.
Depositing cryptocurrencies also costs nothing, although TradeStation does have the following crypto withdrawal fees:
Coin: Fee
BTC: 0.000075 BTC
ETH: 0.01 ETH
USDC: 20 USDC
Updated on 4/6/2026.
Chad Morris is a financial writer with more than 20 years experience
as both an English teacher and an avid trader. When he isn’t writing
expert content for Brokerage-Review.com, Chad can usually be found
managing his portfolio or building a new home computer.
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