Best Brokerages With Checking Account

Below we list online brokerage firms with best checking accounts (debit cards and check writing privileges) in 2017. As you can see, TD Ameritrade and Scottrade offer the most appealing combination of a free checking account with linked brokerage service.

best brokerage checking account

TD Ameritrade rating

TD Ameritrade

TD Ameritrade Checking Account Details

  • No monthly maintenance fees, no minimum balance requirements
  • Unlimited check writing and free standard 100 checks re-orders
  • Free online bill pay
  • Avoid debit card ATM fees — you get reimbursed for any ATM charges nationwide
  • Easily move money between TD Ameritrade accounts
  • Cash earns 0.01% APY

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TD Ameritrade checking review and TD Ameritrade brokerage review

Open TD Ameritrade Brokerage and Checking Account

Trade free for 60 days + get up to $600. TDA

best brokerage checking account

Scottrade rating


Scottrade Checking Account Details

  • Scottrade Bank offers two types of checking accounts: Standard checking and Interest checking. Both checking account types are available for a minimum deposit of $100, but you are required to maintain the $100 balance in order to accrue and be paid interest in an Interest checking account. No interest is accrued or paid in a Standard checking account
  • Enjoy the convenience of online banking with no maintenance, withdrawal, transfer or ATM fees, including most cash withdrawal fees charged by other banks ATMs
  • Overdraft protection, provided by linking your bank accounts
  • Free online bill pay
  • For added convenience and access, your debit card can be linked from your primary account to other eligible Scottrade Bank accounts opened under the same brokerage account

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Scottrade checking review and Scottrade brokerage review

Open Scottrade Brokerage and Checking Account

Open account and start saving with Scottrade today.

best brokerage checking account

Optionshouse rating


OptionsHouse Checking Account Details

  • Account minimum of $2,000 to establish check writing privileges
  • No annual fee
  • First book of checks is free; re-order of 15 checks is $5.00
  • Customer must use the checks provided and cannot use 3rd party check ordering services
  • Checks are written on Deutsche Bank
  • Customer can choose to have one signature or multiple signatures required for check approval

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OptionsHouse brokerage review

Open OptionsHouse Brokerage and Checking Account

Open and fund an OptionsHouse account to get up to $1,000 in free commissions for 60 days.

brokerage checking accounts

USAA rating


USAA Brokerage Checking Account Details

  • Use 60,000 USAA-preferred ATMs for free. Plus, if you have to use another bank's ATM USAA will refund bank fees
  • Qualified members can deposit checks with their smartphone
  • Pay, manage and view all your bills in one place with Web BillPay
  • Send money to anyone from your phone using an email or mobile number
  • Create a budget and track your spending with USAA MoneyManager
  • Free unlimited funds transfers to and from any bank nationwide
  • Receive alerts when there's suspicious activity on your USAA account
  • Zero liability for unauthorized debit card charges

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USAA checking review and USAA brokerage review

Open USAA Brokerage and Checking Account

Open USAA Brokerage Account.

USAA Free Checking: no monthly fees, free ATMs

broker with free checking account

Etrade rating


Etrade Brokerage Checking Details

  • Free online bill pay services
  • Free, unlimited ATM fee refunds
  • Free ATM/VISA debit card
  • Online images of cleared and deposited checks
  • 0.05% APY on accounts with $5,000 or more; 0.01% for $0 - $5,000
  • Move money between accounts at E*TRADE and elsewhere in seconds with our free, cash transfer service
  • $100 minimum initial deposit required
  • $5,000 average monthly balance in the account required to avoid a $15 monthly fee

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Etrade checking review and Etrade brokerage review

Open Etrade Brokerage and Checking Account


brokerage checking accounts

Wellstarde rating


Wells Fargo Brokerage Checking Details

  • Platinum debit card
  • Two months of free Online Bill Pay, after that Bill Pay is $3 per month Monthly service fee
  • $7 monthly service fee with online-only statements ($9 with paper statements) or waived when requirements are met
  • The monthly service fee is waived on the Wells Fargo Value Checking account with one of the following:
    • $1,500 minimum daily balance, or
    • Qualifying direct deposits totaling $500 or more each statement cycle

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Wells Fargo checking review and Wells Fargo brokerage review

Open Wellstrade Brokerage and Checking Account


Updated on 2/8/2017.

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