Best IRA Promotions. Offers and Bonuses to Open IRA Account in November 2019


List of best IRA bonus promotions, incentives, and cash offers for new investors opening IRA account or for IRA rollover at online brokerage firm. Current best IRA special deals on traditional, ROTH, SEP, SIMPLE, 401(k) retirement accounts: cash, free trades, and account transfer offer codes.




Ally Invest rating

Ally Invest


Ally Invest IRA Promotion


Up to $3,500 cash bonus + commission free trades for new accounts.

Details: Ally Invest IRA promotion conditions

Open Ally IRA Account


Ally Invest IRA Review

Read Ally Invest IRA review



TD Ameritrade rating

TD Ameritrade


TD Ameritrade IRA Bonus


Trade stocks and ETFs for free + get up to $600 bonus.

Details: TD Ameritrade IRA promotion conditions

Open TD Ameritrade Account


TD Ameritrade IRA Review

Read TD Ameritrade IRA review



Etrade rating

E*trade


Etrade IRA Promotion


Get $50 cash bonus.

Details: Etrade IRA promotion conditions

Open Etrade Account


Etrade IRA Review

Read Etrade IRA review





Firstrade rating

Firstrade




Firstrade IRA Incentive


$0 commissions + up to $200 in transfer fee rebates.

Details: Firstrade IRA incentive conditions

Open Firstrade Account


Firstrade IRA Review

Read Firstrade IRA review





Charles Schwab rating

Charles Schwab




Charles Schwab IRA Bonus


Link: Make $100,000 deposit and get 500 commission-free online equity and options trades.

Details: Schwab IRA offer conditions

Open Schwab Account


Charles Schwab IRA Review

Read Charles Schwab IRA review





Merrill Edge rating

Merrill Edge




Merrill Edge IRA Bonus


Link: Get up to $600 when you open new Merrill Edge account with at least $20,000.

Details: Merrill Edge IRA promo conditions

Open Merrill Edge Account


Merrill Edge IRA Review

Read Merrill Edge IRA review





4.5-star brokerage rating

PeerStreet



Peer Street Real Estate Investing


Link: Earn 7.00% - 12.00% APR with real estate investing.

Open PeerStreet Account





M1  rating

M1 Finance




M1 Finance IRA Offer


Link: Pay $0 broker commissions or fees when you open account at M1 Finance.

Open M1 Finance Account


Read M1 Finance review





ZacksTrade rating

Zackstrade logo




ZacksTrade IRA Incentive


Link: Trade stocks, options & ETFs for as low as $1 for a full year.

Open ZacksTrade Account


Read ZacksTrade review





Best IRA Promotion Offers


Competition among discount brokerages is intense, so companies frequently offer IRA promotions to open new retirement accounts or transfer an account from a competitor. Each IRA incentive discussed below applies to all Individual Retirement Accounts (IRAs) including traditional, Roth, SEP, SIMPLE, and 401k Rollover IRAs unless otherwise noted.


Ally Invest


Ally Invest will reimburse another firm's transfer fee, up to $150, when a client moves an account worth at least $2,500. There is no promo code required for this IRA offer. The special only refunds transfer fees. It does not cover closeout or termination charges.

Ally Invest also offers 90 days of free stock, ETF and options trades if IRA incentive link above is used. The maximum amount of trades could not exceeed $500.


TD Ameritrade


TD Ameritrade offers a sliding scale promotion for new accounts based on the amount deposited into a new account. With a deposit of at least $25,000, a trader receives $100 cash bonus. For deposits of at least $100,000, the investor receives $300. And for deposits of at least $250,000, the investor receives $600.

This is one of the best IRA promotions we have ever seen. Offer link: Trade stocks and ETFs for free + get up to $600 bonus.





E*Trade


E*Trade offers a variation on the TD Ameritrade/Ally Invest IRA promotional model.





IRA cash bonuses are offered for larger initial deposits. The breakpoints are: $25,000+ earns $200; $100,000+ earns $300; $250,000+ earns $600; $500,000+ earns $1,200; $1,000,000+ earns $2,500.





Brokerage Companies IRA Fees


Brokerage Broker
Rating
IRA
Inactivity Fees
IRA
Annual Fee
IRA
Closing Fee
Ally Invest
Ally Invest rating

$0 $0 $50
TD Ameritrade
TD Ameritrade rating

$0 $0 $0
Charles Schwab
Charles Schwab rating

$0 $0 $0
Chase
Chase Brokerage Rating

$0 $0 $75
Etrade
Etrade rating

$0 $0 $0
Fidelity
Fidelity Investments rating

$0 $0 $50
Firstrade
Firstrade rating

$0 $0 $50
Interactive Brokers
Interactive Brokers rating

$3601 $30 $0
Motif Investing
Motif Investing rating

$0 $0 $95
Muriel Siebert
Muriel Siebert rating

$551 $301 $50
M1 Finance
M1  rating

$0 $0 $100
Merrill Edge
Merrill Edge rating

$0 $0 $75
Robinhood
Robinhood Trading rating

na na na
TastyWorks
TastyWorks rating

$0 $0 $0
Tradestation
Tradestation rating

$0 $0 $0
USAA Brokerage
USAA rating

$0 $0 $20
Vanguard
Vanguard rating

$201 $0 $0
WellsTrade
WeBull rating

na na na
WellsTrade
Wellstrade rating

$601 $30 $95
ZacksTrade
ZacksTrade rating

$0 $0 $0

1 - fees charged in some cases; see broker reviews for details.


IRA Promotions reviewed by Brokerage-Review.com. Rating: 5