Scottrade rating


Capital One Investing rating

Capital One Investing

Capital One Investing vs Scottrade

Account Pricing, Commissions, and Fees


Capital One Investing

  • Stocks and ETFs: $6.95
  • Stocks and ETFs broker assisted: $32
  • Options: $6.95 + $0.70 per contract
  • Mutual funds: $17
  • CDs, OTC Secondary Corporates, OTC Secondary Municipals, U.S. Treasury Bills, Notes, Bonds and STRIPS, New Corporate Offerings: subject to a markup or markdown
  • Listed Corporate Bonds: $35 + $3 per bond (minimum investment $1,000)
  • Unit Investment Trusts (UIT): $50 liquidation fee
  • Foreign Stocks Transferring In or Out: $60
  • Investment products: stocks, options, mutual funds, CDs, munis, U.S. Treasury, Canadian and foreign stocks, ETFs
  • Scottrade minimum deposit to open account: $2,500
  • All Scottrade fees
  • Scottrade login, Scottrade promotions

  • Stocks and ETFs: $6.95
  • Stocks and ETFs phone trades: $19.95
  • Options: $6.95 + $0.75 per contract
  • Mutual funds: $19.95
  • Automatic Investments (stocks, mutual funds and ETFs): $3.95
  • Investment products: stocks, options, mutual funds, ETFs
  • Capital One Investing minimum deposit to open account: $0 for cash account, $2,000 for margin account
  • All Capital One Investing fees
  • Capital One Investing login, Capital One Investing promotions

Compare Pros


Capital One Investing

  • No inactivity, account maintenance or hidden fees
  • No-fee IRAs
  • 500+ local branches for in-person assistance
  • Good banking services: savings, CDs, money market, and free checking account that comes with free ATM withdrawals, VISA check card, and first order of checks
  • Free real-time streaming quotes
  • Flexible dividend reinvestment program (DRIP)
  • Large number of no-commission mutual funds available
  • Instant funds deposits

  • Low cost automatic investing plan
  • Free DRIPs (dividend and capital gains reinvestment)
  • No fee IRA account
  • No account maintenance or inactivity fees
  • Easy and cost effective way to create a portfolio with Portfolio Builder tool
  • $0 to open cash account, $2,000 for margin account
  • Good banking services (savings, checking accounts; debit and credit cards) provided by the parent company Capital One bank

Compare Cons


Capital One Investing

  • Surcharge of 0.5% of the principal value on stocks priced under $1
  • No electronic withdrawals, but clients can use a debit card, checks, or ACH transfer from their bank
  • $25,000 account balance, or 9+ stock/option trades during the previous three months is required to use advanced trading platform (ScottradeELITE)
  • $2,500 minimum to open a brokerage account

  • No extended hours trading
  • Shorting is not allowed
  • Basic trading tools and no trading platform
  • $49.95 fee on any no-load, no-transaction fee mutual fund held less than 90 days
  • Automatic Investing plan trades are made only on Tuesdays
  • $0.007 per share surcharge on real-time trades on stocks under $1 (subject to a maximum of 15% of the principal amount of the trade, but no less than the base commission)

Scottrade vs Capital One Sharebuilder: Comparison Summary

Capital One Investing (formerly ShareBuilder; Capital One Investing Review) is one of the few brokerage firms offering cheap automatic investing plans. This is a good strategy for investors who don't want to try to time the market or don't have time to follow it, and are looking to dollar-cost-average their investing by arranging to have a specific amount invested weekly (in ShareBuilder's case this happens on Tuesdays). If customer decides to buy stocks or ETFs real-time, Capital One Investing charges $6.95 per trade. Mutual funds are priced at good, $19.95 per transaction rate. The firm's trading tools, however, are basic and disappointing.

Scottrade (Scottrade Review) offers the same commissions on stocks and ETFs: $6.95 per trade. Mutual funds are $17 per transaction. The firm charges additional 0.5% of the principal value on stocks priced below $1 - penny stocks (Capital One Investing has a $0.007 per share surcharge on the same stocks). Unlike Capital One Investing, Scottrade offers over 500 local branches where customers could step by and talk with a representative face-to-face.

Capital One Investing is sadly one of the very few online investment companies that does not offer pre-market and after-hours trading. Traders will also be disappointed that the firm doesn't allow selling stocks and exchange traded funds short.

Both firms don't charge account maintenance and inactivity fees as well as surcharges on large-size orders. There are no IRA fees at either company. Scottrade doesn't even impose IRA termination fee, which many other online investment firms charge, and in 2017 it is rated one of the Best Companies for IRA. It is also one of the Top Brokerages for Beginner Investors, offering lots of learning materials, largest network of local branches for in-person visits, and easy-to-understand and use trading tools.

Scottrade and Capital One Investing offer their customers dividend reinvestment plans. They also provide competitive banking services for clients that want an added convenience of having their investment and banking accounts at one firm. IRA accounts could be opened with $0 down at both brokers, while regular brokerage accounts require $2,500 minimum initial deposit at Scottrade and no initial deposit at the competitor.

Because of more free services, more advanced trading tools, and higher rated level of customer satisfaction, we strongly recommend Scottrade to most clients. Capital One Investing is a good brokerage for automatic investment plans and for conservative, buy-and-hold investors.


Scottrade was acquired by TD Ameritrade last year. TD Ameritrade plans to fully integrate Scottrade by September of this year. For this reason it makes more sense to open an account with TD Ameritrade directly and skip possible transition inconveniences. New customers could take advantage of TD Ameritrade's promotion (see below) that allows them to trade for free for two months and gives up to $600 bonus.

Broker Promotions

TD Ameritrade: Trade free for 60 days + get up to $600. TDA

Capital One Investing: Get $50 for opening new Capital One Investing account with $5,000 or more.

Updated on 4/26/2017.

Review discount online brokerage firms comparison: Scottrade or Capital One Investing/ShareBuilder? Differences between investment companies. Recommendation for stocks, options, ETFs, mutual funds, bonds investors. Capital One Investing versus Scottrade for beginner investors, long term, individual retirement accounts, active/day traders. See what stock broker service is better, cheaper, offers lower fees, cost, rated higher and easier to use. Which broker should you choose?

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