Questrade rating

Questrade Fees, Commissions, and Broker Account Trading Cost

2022 Questrade fees schedule, broker stock trading commissions, investing account pricing. Canada's Questrade hidden, annual inactivity and maintenance charges.

Questrade Monthly or Annual Fees

There are no annual or monthly fees at Questrade.

Questrade Inactivity Fee

Questrade does not charge account inactivity fee anymore.

Questrade Commission Structure and Investment Products

Stocks (Democratic Plan) $0.01 per share, $4.95 minimum, $9.95 maximum per trade
Stocks (Advantage Variable Plan) $0.01 per share, $0.01 minimum, $6.95 maximum per trade
ETFs All Canadian and U.S. ETFs are free to buy; standard commission to sell
Options $9.95 + $1 per contract ($6.95 + $0.75 per contract in Advantage Variable; $4.95 + $0.75 per contract in Advantage Fixed)
Options assignments$24.95
Mutual funds $9.95
Gold or Silver $19.95 per trade
Bonds $0 per trade
Forex spreads as low as 1-2 pips on the major currency pairs

Investments stocks, options, mutual funds, international stocks, gold, CNSX securities, bonds, term deposits, GICs, ETFs
Questrade minimum deposit to open account $1,000 ($250 minimum to keep an account open)

Questrade Promotion Code

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Questrade Bonds Fees

No commissions on bond trades. Bonds can be bought or sold through Questrade. There is a minimum purchase of $5,000, although some securities may have a higher minimum. To place a bond trade, please have the following information available from Questrade's daily Bonds Bulletin: the bond's CUSIP or security number, the issuer's name, maturity date, the coupon, and your order details.

Questrade GICs (Guaranteed Investment Certificates) and term deposits Fees

There is no charge on purchases, however you may incur a fee for early redemptions. Investments that fully mature do not incur any redemption charge. There is a minimum purchase of $5,000, although some securities may have a higher minimum.

Questrade International Stocks Fees

1% of the trade value. Minimum $195.00 plus applicable exchange or stamp fees, charged in the currency of the account in which the trade is placed.

Questrade Initial public offerings (IPOs) and New Issues Fees

Free to buy. Minimum $5,000 purchase.

Margin Interest Rates

CAD Prime = 3.95%; USD Prime = 4.75%

  CAD Effective date USD Effective date
Current prime rate 2.70% 3.50%
(Payable by client for margin)
Under $100,000
debit balance
CAD prime +3.50% CAD prime +8.10% USD prime +3.50% USD prime +8.35%
Over $100,000
debit balance
CAD prime +2,50% CAD prime +8.10% USD prime +2.75% USD prime +8.35%
(Payable to client on cash balance)
Under $250,000 CAD prime -4.50%1 CAD prime -4.50%1 USD prime -5.00%1 USD prime -5.75%1
$250,000 + CAD prime -4.00%1 CAD prime -4.50%1 USD prime -4.50%1 USD prime -5.75%1


  • Clients will be charged interest if the accrued amount owing is $1.00 or more for the month.
  • Margin accounts will earn interest if the accrued amount owing is $10.00 or more for the month.
  • Registered accounts will earn interest if the accrued amount owing is $0.01 or more for the month.

1 The minimum rate for credit is 0.00%. Questrade will never charge interest for carrying a balance.

Additional Questrade Fees

- There is an additional $45 commission for any trade we complete through our trade desk.

- Partial fills (orders filled over multiple days) are subject to additional commission charges

- Securities and Exchange Commission (SEC) fee: based on a percentage of the total dollar amount of U.S. securities sold

- Exchange and ECN fees may apply

- Data fees may apply depending on your choice of trading platform and market data

- For clients who maintain USD in their RESP: on any day in which you trade a U.S. security in your RESP, you’ll be charged a $5 commission. This is a flat, per-day commission, no matter how many trades are made or if the trade is commission-free (such as the purchase of an ETF).

Questrade Fees

Questrade Exchange and ECN Fees

Electronic communication networks (ECNs) and alternative trading systems (ATSs) charge a fee to all market participants who use their networks.

Questrade charges the following in order to offset ECN and ATS access costs. Charges are in the currency of the exchange:

Canadian Exchanges

Securities Adding ($ / share) Removing ($ / share)
Equities ≥ $1.001    
TSX, TSX venture, CNSX, and all ATSs2 Free $0.0035
Equities < $1.001    
TSX, TSX venture and all ATSs2 Free $0.0008
CNSX Free $0.0012

U.S. Exchanges

U.S. securities Adding ($ / share) Removing ($ / share)
MNGD, LAMP Free Free
INET (NSDQ) Free $0.003
ARCA Free $0.004
NYSE Free $0.004


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Administrative Questrade Fees

Withdrawal banking fees
CAD$ electronic fund transfer (EFT) up to $25,000.001   Free
USD$ electronic fund transfer (EFT) up to $25,000.001   Free
CAD$ wire transfer   $20.00
USD$ wire transfer   $30.00
International wire transfer   $40.00
CAD$ and USD$ uncertified cheque   $50.00
Certified cheque2   $75.00
Stop payment   $25.00
NSF cheque/returned items   $30.00

Registered savings plans fees
Self-directed RRSP/RRIF Free
Annual fee for second & subsequent accounts Free
Registered education savings plans (RESP) Free
Full plan deregistration $100.00
Partial plan deregistration $50.00
Canadian controlled private corporations (CCPC) fee $250.00 + $100.00 annually

Transfer fees
Transfer out an account to another institution   $150.00
Partial transfer of account to another institution   $25.00

Certificate fees
Deposit/Withdrawal at Custodian (DWAC)1   $300.00
Certificate re-registration2   $300.00
Rush certificate re-registration2,3   $450.00
Certificate deposit TSX, TSXV, NYSE and NASDAQ   $300.00
Rush certificate deposit TSX, TSXV, NYSE and NASDAQ3   $400.00
Direct registration statement (DRS) deposit   $300.00

Questrade Mailing fees
Special courier (Canada)   $35.00
Special courier (US)   $70.00
Registered mail   $10.00

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Trade confirmations & monthly statement fees
Electronic trade confirmation in myQuestrade1   FREE
Electronic monthly statement (eStatement)   FREE
Copy of trade confirmation   $20.00
Copy of account statement   $20.00

Other fees
Open an account   FREE
Close an account   FREE
Estate transfer   $200.00/account
Document retrieval   $20.00/document
Duplicate tax document   $20.00/tax slip
Unclaimed property   $29.95/quarter

Questrade Incentive, Review and Website Link

Read full Questrade Review

Questrade Incentive: Get $50 in free trades with new Questrade account.

Questrade fees are as of 2022 and are subject to change. For the most recent information on Questrade transaction fees visit their website:

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About the Author
Arthur Chachuna is professional personal finance blogger, and the owner of He has been an avid investor for 23 years, and has background in both applied math and programming.