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Coinbase Amex Credit Card in 2026
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Coinbase Credit Card Review
Highlights:
• Coinbase is launching a new credit card in partnership with American Express.
• A premium membership is required at Coinbase to get the credit card.
• Every purchase with the Coinbase One card earns Bitcoin rewards.
If you want to earn Bitcoin, just use the Coinbase One credit card for your purchases. Here’s what to know about this new card:
Overview of Coinbase’s Credit Card
Coinbase is introducing a new card called the Coinbase One Card, which is an American Express credit card. It’s different from Coinbase’s Visa debit card. The credit card is offered through a partnership between Cardless, Inc., American Express, and First Electronic Bank.
The card is made of stainless steel and weighs 17 grams. The original Genesis Block—the first block ever mined on the blockchain—is etched into this black stainless-steel card. Also engraved on the front is the message from that first block:
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While the design celebrates crypto history, the partnership with American Express adds traditional credit card benefits that many users will appreciate.
Eligibility for the Coinbase Credit Card
Coinbase’s credit card is only available to customers with a Coinbase One membership. You must also have a residential address in one of the 50 U.S. states or the District of Columbia. Residents of U.S. territories or other countries are not eligible to apply for the Coinbase One card.
Getting the Coinbase Amex Card
U.S.-based customers who want the Coinbase One card need to sign up for a One membership first. Coinbase offers three membership levels: Basic, Preferred, and Premium. Members can pay monthly or yearly.
Once your Coinbase One membership is active, you can apply for the card. Log into your Coinbase account on the website, select “Credit Card” from the left-hand menu, and click the application button. Follow the on-screen instructions to complete the process. Coinbase may perform a hard inquiry on your credit report during the application.
You can also apply through the Coinbase mobile app. Log in, tap the “Credit Card” icon on the bottom menu, and follow the same steps as on the website.
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Coinbase Credit Card Benefits
The Coinbase Amex card offers a wide range of benefits, including:
- Bitcoin rewards (up to 4%) on eligible purchases
- Lost or Damaged Luggage Insurance
- Extended Warranty
- Return Protection
- Amex Offers
- Amex Experiences™
- Worldwide Car Rental Loss & Damage Insurance
- Roadside Assistance
- Emergency Assistance
A Coinbase One membership, required for the credit card, also includes several perks such as:
- No trading fees
- Member sweepstakes
- Boosted USDC rewards (up to 4.5% APY)
- Crypto insurance coverage (up to $500,000)
- Extra staking rewards
- Onchain benefits
- And more...
Coinbase Credit Card Fee
A Coinbase One membership costs between $30 per month and $3,000 per year, depending on the chosen plan and billing cycle (the Basic monthly plan does not qualify for the One card). The card itself has no annual fee, and there’s no cost to join the rewards program.
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Updated on 6/26/2026.
Chad Morris has been analyzing investment firms for Brokerage-Review.com since 2015. Backed by FINRA Series 65, 66, and SIE credentials, his work reflects a deep knowledge of the retail brokerage industry and digital trading tools.
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