Stash Recurring Investments

Stash Automatic Investing Plan (Recurring Investments)


2022: Does Stash offer automatic investment plan (AIP) contributions and dollar cost averaging program (DCA). Stash monthly/weekly recurring investing in ETFs, stocks, and mutual funds.


Does Stash Offer an Automatic Investment Plan?


With a Stash brokerage account, it’s possible to use dollar-cost averaging thanks to the company’s Auto-Stash program. There’s absolutely no charge for the service, and it’s really easy to get started.


Overview of Auto-Stash Dollar-Cost Average


Stash wants its customers to regularly send money and securities into their accounts, so naturally the company has come up with hands-off ways to do this.

First is Round Ups. This is a free service at Stash that automatically rounds up purchases made with a linked debit card and sends the extra change to a Stash investment account. Not all banks participate, however. The minimum transfer amount is $5, and the transfer is sent to a brokerage account’s free cash balance. It’s not actually invested, but we’ll show you how to do that in just a sec.


Stash Recurring Investing


Stash’s round-up program can be paused at any time, and it’s really easy to do so. Just go into Account settings on the mobile app to find the Auto-Stash settings. This is where you can sign up on the mobile app as well.

The second part of Auto-Stash is Set Schedule. This is the brokerage firm’s periodic transfer service. It moves money from a linked checking or savings account into a Stash brokerage account on a recurring basis.

To establish a systematic transfer schedule, just click on the Transfer link on the website (or mobile app) and enter the amount you want to transfer and the frequency. Available choices include weekly, every other week, and monthly.

Like Round Ups, Set Schedule is free of charge and can be paused at any time. To enroll on the website, just click on the Auto-Stash link at the top of the site.


Open Stash Account



Open Stash Account


But What About Investing?


Stash is a brokerage firm and it hasn’t forgotten about actual trading. It offers whole-dollar investing in stocks and ETFs, and these purchases can be set on autopilot, too.

The method to do this is quite simple. The broker’s order ticket has a frequency schedule, and it is here that you’ll specify recurring purchases. To pull up the trade ticket, you first need to be on the Invest portion of the mobile app or website. Once there, search for the stock or ETF (no other securities are available) you want to buy. Securities can be added to a watchlist, and this list syncs between the website and mobile app.

When you’re on the asset’s profile, click on the Buy button and enter the dollar-amount for your purchase. On the next screen, you’ll be able to specify a recurring schedule. Besides a one-time purchase, there are three frequency choices:

- Every week
- Every 2 weeks
- Every month

A recurring purchase at Stash can be funded either with a brokerage account’s free cash balance, an external deposit account, or a Stash checking account.

As with recurring deposits, recurring investments can be edited at any time. To do so, click on the Auto-Stash tab on the website and select Set Schedule. Here, you can make multiple adjustments.


Stock Back


That Stash checking account we mentioned is available through Stash’s basic membership, which is $1 per month. It comes with the Stock-Back® Card, which earns fractions of shares by shopping at participating retailers. These partial shares are automatically deposited into a connected brokerage account at Stash, so it’s a form of auto investing.

Examples of participating retailers in Stash’s Stock-Back program include Starbucks, Amazon, and CVS. The standard return is 0.125%, although it can be as high as 5% in some cases.


Open Stash Account



Open Stash Account

Updated on 3/26/2022.
About the Author
Chad Morris is a financial writer with more than 20 years experience as both an English teacher and an avid trader. When he isn’t writing expert content for Brokerage-Review.com, Chad can usually be found managing his portfolio or building a new home computer.