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Moomoo IRA Account For 2026
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Moomoo IRA
Unfortunately, Moomoo does not provide IRA accounts at the moment. There are no Traditional IRA, Roth IRA, SEP, or SIMPLE retirement accounts available through this broker. If you're looking for a $0 commission IRA provider, check out Robinhood IRA Accounts.
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Investment Choices
Moomoo only offers self-directed accounts. The broker doesn’t provide a wide variety of account types, such as joint or custodial accounts. At this time, only individual taxable accounts are available.
In its self-directed accounts, Moomoo offers the following investment products:
Options
Closed-end funds
Exchange-traded funds (ETFs)
Stocks
The stocks category includes not just equities from major U.S. exchanges, but also stocks from the Hong Kong and mainland Chinese markets.
Some over-the-counter (OTC) stocks are also included. We did not find any foreign ordinary shares (stocks with ticker symbols ending in 'F'), but other securities such as ADRs and shares of U.S. companies were available.
Moomoo does not support trading in bonds, cryptocurrencies, mutual funds, forex, or futures contracts.
Moomoo Pricing Review
Trading on U.S. exchanges with Moomoo is very affordable. There are no commissions on trades of U.S.-listed stocks and ETFs (including OTC stocks). Option contracts have no base charge, but there is a 65-cent fee per contract.
Trades involving Chinese securities come with a commission of 0.03% of the trade value, with a minimum commission of HK$3 (or ￥3 for mainland securities). There is also a platform fee of HK$15 (or ￥15) per trade.
Moomoo does not charge account fees or require minimum balances. Furthermore, Level II quotes are available at no extra cost.
Customer Support
Moomoo offers a list of FAQs on its website, which helps users understand the broker's services and policies. The site also includes other tools, such as an account document download widget, but there’s little else available.
Moomoo’s website and desktop platform offer a chat feature that combines both robo and human assistance. To access it on the desktop platform, click the three horizontal lines in the lower-left corner, hover over Help, and click on Online Inquiry. A pop-up window will appear with a robo chat; type “agent” to reach a human representative. The same feature is available on the website by clicking the dialogue cloud icon in the lower-right corner.
Phone support is available as well. Although the number is not toll-free, Moomoo lists its contact number (650-798-5700). Support can also be reached via email at cs@us.moomoo.com.
Moomoo currently doesn’t have physical branch locations, so there is no in-person support.
Website
The Moomoo website is fairly basic. It lacks advanced trading tools. Recently, however, the brokerage added Moo (a community forum for social networking), market and security information, and news articles under the Insights tab.
Security profiles are also available under the Insights tab. The information is limited, but there are charts with price histories extending more than 15 years in some cases. These charts lack tools, but this improves on the next platforms.
Mobile App
The mobile app significantly improves the trading experience. You can now place trades by tapping the orange Trade button in the bottom-left corner of an asset’s profile. There are 8 types of trades available, including advanced options like market-if-touched and trailing stop limit.
A drop-down menu in the top-right corner of the trade ticket allows you to switch between Pro and Lite modes. Pro mode includes Level II data.
You can view a security’s price history by tapping on the Quotes tab on its profile. Rotating your device shows a horizontal chart with a variety of indicators, drawing tools, and plot styles.
The app lets users create multiple watchlists and access option chains. At the bottom of the app, you’ll find the Discover icon. Tap this to open Papertrade, the app’s demo mode.
Updated on 1/17/2026.
Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com.
He has been an avid investor for 25 years, and has a background in both applied math and programming.
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