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moomoo (Roth) IRA Account For 2026
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moomoo IRA
Unfortunately, moomoo does not offer any IRA accounts right now. There are no Traditional IRA, Roth IRA, SEP or SIMPLE retirement
accounts at this broker. For a $0 commission brokerage company that offers a free IRA match, see
Robinhood IRA Accounts.
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Investment Choices
moomoo offers only self-directed accounts. The broker-dealer does not provide a broad range of account types, such as joint or custodial accounts. Currently, only individual taxable accounts can be opened.
In its self-directed accounts, moomoo offers these products:
Options
Closed-end funds
Exchange-traded funds
Stocks
The stock category includes not only equities from major U.S. exchanges but also stocks from the Hong Kong and mainland Chinese markets.
Some OTC stocks are also part of this category. During our research, we did not find any foreign ordinary shares (stocks with ticker symbols ending in 'F'), but we did find other securities, such as ADRs and shares of American companies.
moomoo does not support trading in bonds, cryptocurrencies, mutual funds, forex, or futures contracts.
moomoo Pricing Review
Trading on U.S. exchanges through moomoo is very affordable. There are
no commissions on trades of U.S.-listed stocks and ETFs (this includes OTC stocks). Option contracts have no base fee but carry a per-contract fee of 65 cents.
Trades of Chinese securities come with a commission of 0.03% of the trade value, with a minimum commission of HK$3 (or ￥3 for mainland securities). There is also a platform fee of HK$15 (or ￥15) per trade.
moomoo does not charge account fees or require minimum balances. Additionally, Level II quotes are provided free of charge.
Customer Support
moomoo provides a list of FAQs on its website, which can help users learn more about the brokerage and its policies. The website also includes a few other tools, such as an account document download widget, but there isn't much else available.
moomoo’s website and desktop platform (both of which we will review later) offer a robo/human chat service that we found quite useful. To access it on the desktop platform, click on the three horizontal lines in the lower-left corner of the screen, hover over the Help section, and then click on Online Inquiry. This will open a pop-up window that starts with a robo chat. Type “agent” to connect with a human representative. The same chat widget can be found on the website by clicking on the dialogue cloud icon in the lower-right corner.
Phone support is also available. The number is not toll-free, but moomoo now lists its contact number (650-798-5700). You can also reach support via email at cs@us.moomoo.com.
moomoo does not have any physical branch locations at this time, so there’s nothing else to report on.
Website
The moomoo website is quite basic. It does not offer any trading tools. In recent months, the brokerage has added Moo (a community forum for social networking), market and security information, and news articles. These resources can be found under the Insights tab.
Security profiles are also available under the Insights tab. The information is limited, but there are charts with price histories that go back more than 15 years in some cases. These charts lack tools, but that changes on the next platforms.
Mobile App
The experience improves a lot with moomoo’s mobile app. Here, trading is possible. The order ticket can be opened by tapping on the orange Trade button in the bottom-left corner of an asset’s profile. We found 8 trade types, including some advanced ones like market-if-touched and trailing stop limit.
A drop-down menu in the top-right corner of the trade ticket lets you switch between Pro and Lite modes. Pro mode includes Level II data.
A security’s price history can be viewed on the app by tapping on the Quotes tab on the security’s profile. Rotating the device displays a horizontal chart with a strong selection of indicators, drawing tools, and plot styles.
The app allows users to create multiple watchlists and access option chains. At the bottom of the app is a Discover icon. Tapping on this opens Papertrade, the app’s demo mode.
Updated on 3/27/2026.
Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com.
He has been an avid investor for 25 years, and has a background in both applied math and programming.
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