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Is Public.com Premium Subscription Fee Worth It?
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Is Public Premium Worth It?
Highlights:
• Premium is Public’s high-end investing service.
• Premium costs $10 per month, which may or may not be worth it.
• Clients with more than $50,000 in assets at Public get Premium for free.
Are you thinking about adding Premium to your Public.com account? If so, read on.
Overview of Premium at Public
Public.com is a simple trading and investing platform that, by itself, doesn’t offer very much. To improve the experience, the company has rolled out Premium. This add-on program provides additional features, although it comes at a cost.
Cost of Premium
Premium carries a $10 monthly fee. Public also offers an annual subscription for $96, which works out to $8 per month.
Customers with more than $50,000 in combined assets across their Public accounts get Premium for free. For both types of clients, here’s what Premium provides:
Highlights of Premium
Public customers who sign up for Premium receive priority customer support, which is the first benefit regular members don’t get. Premium also provides additional research and trading opportunities. These include:
Discounts on custom investment plans: The Public platform offers Premium and non-Premium customers collections of stocks and ETFs for automated investing. Customers can set an investing frequency and create a mix of assets. Premium accounts are not charged a fee, while non-Premium customers pay $0.49 to $1.99 per transaction.
Free extended-hours trading: Although both Premium and non-Premium customers can trade during extended hours, Premium clients can do so for free. Without a Premium membership, the cost is $2.99 per trade.
Free OTC trading: The same applies to over-the-counter securities. Non-Premium customers pay $2.99 per trade.
Discounts on index options: Regular members pay 50¢ per contract for index options. Premium clients pay 35¢ per contract.
Reverse-split trading: At Public, selling a stock within 90 days of a reverse split results in a $0.99 commission on each sell order. Premium members are exempt from this trading fee.
No fees on bond accounts: Public normally charges $3.99 for each fixed-income account. Premium customers pay nothing.
Beta features: Premium customers get access to new features on the Public platform before regular clients.
More research: Investors with a Premium membership receive Morningstar ratings, which are unavailable to regular customers. Public also gives Premium customers additional performance metrics and exclusive breakdowns of market events. A company’s financial statements are available on the Public website only to Premium customers.
Advanced charting: Non-Premium customers receive basic charts without analytical tools.
Margin Rates for Premium Clients at Public
Some brokerage firms, such as Webull, give their premium customers discounts on margin rates. Public does not. Premium and non-Premium customers both pay rates between 4.25% and 4.9%, which is a fantastic deal.
Is Public.com Premium Worth It?
Public traders with more than $50,000 in assets at the broker-dealer get Premium for free. In that case, the subscription is obviously worth it.
But what about customers with less than $50,000 in assets? That’s where the decision gets a little more complicated. It really comes down to how they use their accounts.
Public customers who place enough extended-hours or OTC trades each month will recoup the $10—or $8—monthly fee quite easily. Just four trades are required to earn the fee back. Maintaining a bond account helps offset the cost of the Premium membership as well.
However, a brokerage account at Charles Schwab includes most of what Public Premium offers without requiring a membership. Fidelity provides free advanced charting, OTC trades, extended-hours trading, analyst research, bond accounts, and more. There is no monthly fee.
Overall, most small investors at Public who must pay for Premium will find better deals elsewhere.
Broker Review
Public Investing Review »
Updated on 6/17/2026.
Chad Morris has been analyzing investment firms for Brokerage-Review.com since 2015. Backed by FINRA Series 65, 66, and SIE credentials, his work reflects a deep knowledge of the retail brokerage industry and digital trading tools.
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