|
JP Morgan Chase Brokerage Hidden Fees (2025)
JP Morgan Self-Directed Investing (aka JPM, Chase brokerage) account hidden fees schedule,
commissions, stock trading cost, annual and inactivity charges, and cash sweep rates.
|
JP Morgan Brokerage Commissions
| Investments | Commissions |
|---|
| Stocks and ETFs | $0 |
| Options | $0.65 per contract |
| Mutual funds | $0 |
| U.S. treasury bills, notes and bonds | $0 |
|
New Issues (corporate bonds, municipal bonds, government agency bonds,
brokered CDS)
|
$0 |
|
Secondary Markets (corporate bonds, municipal bonds, government agency bonds, brokered CDS)
|
$10.00 / Trade + $1.00 / Bond Over
10 Bonds ($250 Maximum)
|
| Investments | stocks, mutual funds, options, bonds, ETFs |
| J.P. Morgan Chase minimum deposit to open account | $0 for cash account, $2,000 for margin accounts |
JP Morgan Margin Rates
|
Debit Balance
|
JP Morgan Margin Rates
|
|
$0.01 - $4,999
|
12.25%
|
|
$5,000 - $9,999
|
12.25%
|
|
$10,000 - $24,999
|
12.25%
|
|
$25,000 - $49,999
|
12%
|
|
$50,000 - $99,999
|
11.5%
|
|
$100,000 - $499,999
|
11.25%
|
|
$500,000 - $999,999
|
10.5%
|
|
$1,000,001 - $3,000,000
|
10%
|
JP Morgan Additional Fees
|
Automated Customer Account Transfer (ACAT)
|
$75
|
|
Retirement Brokerage Account Termination
|
$75
Applies when all assets are distributed or transferred out of the
account.
|
|
Overnight/Express Mail
|
$10
per item
|
|
Wire Transfer
|
$25
per wire – This fee does not apply to internal wire transfer
|
|
Late Payment/Cash Due Interest
|
PRIME + 4.75%
|
|
Pre-payment advance before trade settles
|
PRIME + 4.75%
|
|
Stop Payments
|
$30
per item
|
|
Check Returns
|
$12
per check
|
|
Administration of ALTERNATIVE
INVESTMENT FEES
(includes limited
partnerships, private
equity funds, hedge
funds, REITs, etc.)
|
$250
per investment per year
|
|
Legal Transfers
|
$25
per certificate
|
|
Safekeeping
|
$10 per position, per month
|
JP Morgan Chase Annual Fee
JP Morgan Investing does not charge an annual fee for regular brokerage
individual or joint taxable accounts. Chase brokerage also does not have an annual IRA fee.
There are no monthly account charges.
Cost Comparison
| Broker Fees |
Stock/ETF
Commission |
Mutual Fund
Commission |
Options
Commission |
Maintenance
Fee |
Annual IRA
Fee |
|
Charles Schwab
|
$0
|
$49.95 ($0 to sell)
|
$0.65 per contract
|
$0
|
$0
|
|
Robinhood
|
$0
|
na
|
$0 per contract
|
$0
|
$0
|
|
Firstrade
|
$0
|
$0
|
$0 per contract
|
$0
|
$0
|
|
Chase
|
$0
|
$0
|
$0.65 per contract
|
$0
|
$0
|
JP Morgan Inactivity and Maintenance Fees
JP Morgan Investing does not charge account inactivity and maintenance fees.
JP Morgan Review
Read full
JP Morgan Investing Review.
Updated on 2/7/2025.
Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com.
He has been an avid investor for 25 years, and has a background in both applied math and programming.
|