Etrade rating

E*TRADE Fees, IRA Cost, Brokerage Account Commissions

2024 E*TRADE fees schedule, commissions, broker stock trading cost, annual and inactivity charges, and online pricing.

E*TRADE Fees Structure and Investment Products

Pricing 30+ Trades/QTR 0-29 Trades/QTR

Stock, ETF, & Options Trades



Simple Options (options contract fee per contract)

$0 plus $0.50

$0 plus $0.65

Options Contract Fee



OTC Stocks

A $6.95 commission (or $4.95 commission for customers who execute at least 30 stock, ETF, and option trades per quarter) applies to online trades of OTC stocks, including OTCBB, grey market, and OTC-traded foreign securities.

Complex Options

Pricing 30+ Trades/QTR 0-29 Trades/QTR

(options contract fee per contract in all legs)

$0 plus $0.50

$0 plus $0.75

(options contract/contract)

$0 plus $0.50

$0 plus $0.75



1For options orders, an options regulatory fee will apply (depending on what exchange the order executed on).

E*TRADE Mutual Funds

No-load, no-transaction fee funds4


Transaction-fee funds


Load funds

See prospectus for amount of load

Broker-assisted trades

$25 plus the applicable commission

Early redemption fee for no-transaction-fee funds



Fee Amount
E*TRADE IRA setup fee $0
E*TRADE annual IRA fee $0
E*TRADE IRA termination fee $0
E*TRADE account maintenance fee $0
E*TRADE account inactivity fee $0
E*TRADE outbound full account transfer (ACAT) fee $60
E*TRADE outbound partial account transfer fee $25

E*TRADE Other IRA Fees




Early withdrawals taken before age 59.5 (premature distributions)

This fee applies if you take an early withdrawal of funds before the age of 59.5, including removing money for a first-time home purchase, medical expenses, and education expenses.


Excess contribution removal

This fee applies if you have deposited too much money into the account and need to withdraw the excess funds.



This fee applies when you change a contribution (that you've already made) from a Roth IRA to a traditional IRA (or vice versa), or when you change a Roth IRA conversion back to a traditional IRA.


E*TRADE Margin Rates

Debit Balance Margin Interest Rates
$250,000 - $499,999.99 12.2%
$100,000 - $249,999.99 12.7%
$50,000 - $99,999.99 13.2%
$25,000 - $49,999.99 13.7%
$10,000 - $24,999.99 13.95%
$0 - $9,999.99 14.2%

E*TRADE Bonds Fees

US Treasury Auction


US Treasury Secondary Trades Online


Online Secondary Trades*

$1 per bond (minimum $10, maximum $250)

Rep Assisted Trades

Online secondary pricing plus $20 commission

Through Investment Product Specialists

Net yield basis

New Issues (except Treasury Auction)

Offering price includes a selling concession

E*TRADE Futures Fees

Futures Contract Commission

$1.50 per contract, per side + fees*

*In addition to the $1.50 per contract per side commission, futures customers will be assessed certain fees including applicable futures exchange and NFA fees, as well as RJ O'Brien floor brokerage charges for execution of non-electronically traded futures and futures options contracts. These fees are not established by E*TRADE Securities and will vary by exchange.

E*TRADE Other Fees

Check Returned for Non-sufficient Funds


Electronic Transfer Returned for Non-sufficient Funds


Fed Call Extensions


Alternative Investment Fee

$250 for annual custody fee per position
$75* for new purchases and/or re-registration for transfers
$50 capital call fee
$75 liquidation fee


$38 for mandatory actions (e.g., mergers, reverse stock splits)
$38 for voluntary actions (e.g., tender offers)
$50 for actions reflected on physical certificates

Restricted Securities Custody


Worthless Securities Processing


American Depositary Receipts (ADRs) Custody Fee

$.005 - $.05 per share

Financial Transaction Tax (FTT) Ordinary & ADR

All opening transactions in designated French companies will be subject to the French FTT at a rate of 0.20% of the total transaction cost 4

Effective March 1, 2013 all opening transactions in designated Italian companies with a market capitalization greater than 500 million Euros will be subject to the Italian FTT.

Forced Margin Liquidation


Paper Statement Fee

Paper Statement Fee

You will be charged a $2.00 handling fee for each E*TRADE Securities paper statement mailed to your address of record, unless an exemption applies.


The $2.00 handling fee for paper account statements will be charged to your account the month following the month for which you were mailed a paper statement (the "Trigger Month"), unless any of the following apply by the last business day of the Trigger Month:


Account Types


Customers currently enrolled with electronic statements


Pro Elite customers (To qualify for Pro Elite, you must execute at least 30 stock or options trades during a calendar quarter)


Retirement & custodial accounts


Global Trading accounts


Other relationships with E*TRADE Financial


Stock plan accounts for current employees of current E*TRADE Financial Corporate Services clients


Minimum Balance


Customers with a combined value of $10,000 in cash and securities in linked E*TRADE Securities accounts


Customers with a combined balance of $20,000 or more in linked E*TRADE Securities and E*TRADE Bank accounts

Special Request Fees

Overnight Mail


Account Transfers (outgoing)

$25 for partial transfers
$75 for full transfers

Check Copies

$15 per copy

Check Requests

$10 per request

Checkbook Reorders

$8.25 for 75 checks
(reorder fee waived for customers with $50,000 or more in combined E*TRADE Securities and E*TRADE Bank accounts or who make at least 30 stock or options trades per quarter.)

Stop Payment Requests


IRA Premature Distributions


Stock Certificate Requests

$500 per certificate

Foreign Stock Certificate Requests

$250 per certificate

Wire Transfers

$0 incoming
$25 outgoing

Duplicate Account Statements or Tax Forms

$5 per statement or for free

Cost Comparison

Broker Fees Stock/ETF
Mutual Fund
Annual IRA
Charles Schwab $0 $49.95 ($0 to sell) $0.65 per contract $0 $0
Robinhood $0 na $0 per contract $0 $0
Firstrade $0 $0 $0 per contract $0 $0
Etrade $0 $0 $0.65 per contract $0 $0

Services Comparison

Broker Review Cost Investment Products Trading Tools Customer Service Research Overall Rating
Charles Schwab

E*TRADE Mutual Fund Commissions

Mutual funds that carry a transaction fee cost $19.99. This charge is assessed on each purchase, sale, and exchange. E*TRADE mutual fund commission is higher than some other brokers, including Firstrade ($0). Placing a trade with a live broker over the phone costs an additional $25.

E*TRADE Mutual Fund Fees

A good selection of mutual funds are available to E*TRADE customers. The broker's screener generates more than 7,600 products that are available for purchase. More than 4,200 of these carry no load and no transaction fee. These 4,200 funds have a 90-day minimum hold period. If an NTF fund is sold in less than that time, the broker charges a $49.99 short-term redemption fee. This charge is designed to discourage short-term trading inside a fund, which increases costs. Keep in mind that E*TRADE's redemption fee is in addition to any redemption fee charged by the fund itself.

There are certain fund families that are exempt from E*TRADE's redemption fee. They are ProFunds, Rydex, and Direxion (although the family's commodity fund DXCTX is not exempt). Money market funds are also exempt.

Some mutual funds at E*TRADE have no minimum purchase amount, either in a regular brokerage account or an IRA. On the other end of the spectrum, some funds will require as much as $5,000,000. Many funds at E*TRADE have a $100 minimum purchase amount. Each individual mutual fund sets a minimum initial and subsequent purchase amount. Most of the funds at E*TRADE have a $0 subsequent minimum.

Etrade Fees

Sorting through the thousands of mutual funds available at E*TRADE is fairly simple using the broker's handy screener. Several criteria can be used to make finding products easier. These include Morningstar rating, fund category, and distribution yield. The screener also provides pre-defined searches, such as index funds and alternative investments.

E*TRADE gives its customers a list of All-Star Funds. These are mutual funds that are pre-selected by the company. They are all no-load, and most of them also carry no transaction fee. In order for a fund to appear on the list, it must have a minimum of three years of above average returns, compared to its peers. E*TRADE evaluates a fund's expense ratio, manager tenure, and performance and style consistency before adding it to the All-Star list. The broker also ensures the fund is structured using sensible investment theory and process, and has an acceptable level of investment risk that is managed wisely. The funds on the list can be sorted by several categories, including large cap domestic, fixed income, balanced, and international.

E*TRADE Incentive, Review and Website Link

Read full E*TRADE Review.

E*TRADE incentive: Get zero commission on stock and ETF trades.

E*TRADE fees are as of 2024 and are subject to change. For the most recent information on the E*TRADE fees, visit their website:


About the Author
Arthur Chachuna is a professional personal finance blogger, and the owner of He has been an avid investor for 25 years, and has a background in both applied math and programming.