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Fidelity Commissions and Fees Schedule
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Fidelity Commission Schedule
| Investments | Commissions |
| Stocks and ETFs | $0 |
| Stocks and ETFs broker assisted | $32.95 |
| Options | $0 + $0.65 per contract |
| Mutual funds | $0 for Fidelity funds and FundsNetwork NTF funds; $49.95 or $100 to buy transaction-fee funds; $49.95 online short-term trading fee on certain NTF funds held less than 60 days |
| Bonds and CDs (new issues) | no separate transaction fee |
| Bonds and CDs (secondary issues) | U.S. Treasuries: $0 online; all other bonds: $1.00 per bond ($250 maximum) |
| Investments | stocks, bonds, mutual funds, options, commercial paper, UITs, ETFs, CDs, Treasuries |
| Minimum deposit to open an account | $0 |
Fidelity IRA Fees
| Fee |
Amount |
| IRA setup fee |
$0 |
| Annual IRA fee |
$0 |
| SIMPLE IRA annual fee |
$0 |
| IRA termination fee |
$0 |
| Account maintenance fee |
$0 |
| Account inactivity fee |
$0 |
| Outbound full/partial account transfer (ACAT) fee |
$0 |
Fidelity Managed Account Charges
Margin Rates
|
Debit Balance
|
Fidelity Margin Rates
|
|
above $1,000,000
|
7.5%
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|
$500,000 – $999,999
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7.8%
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|
$250,000 – $499,999
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10.075%
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|
$100,000 – $249,999
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10.325%
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|
$50,000 – $99,999
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10.375%
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|
$25,000 – $49,999
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11.325%
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|
$10,000 – $24,999
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11.825%
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|
$0 – $9,999
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11.825%
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Fidelity Account Fees
| Electronic statements |
$0 |
| Monthly statements |
$0 |
| Trade confirms |
$0 |
| Replacement statement |
$0 |
| Replacement confirm |
$0 |
| Fidelity ACAT (account transfer) fees |
$0 |
Cash Management Services Fees
| Electronic funds transfer (EFT) |
$0 |
| Fidelity BillPay |
$0 |
| Check copies |
$0 |
| Returned check |
$0 |
| Stop payment |
$0 |
Check ordering
|
$0 |
| Overnight check delivery |
$0 |
| Cashier's check |
$0 |
| Debit card annual fee |
$0 |
| Fidelity Cash Management Account ATM fee |
$0 |
| Fidelity Cash Management Account ATM bank surcharge |
Reimbursed |
| The Fidelity Account ATM fee |
$0
|
| Bank wire |
$0
|
| Foreign exchange wire |
Up to 3% of principal |
Fidelity Investment Fees
| Real-time quotes |
$0 |
| Streaming quotes |
$0 |
| Streaming Level II quotes |
$0 |
| Streaming news |
$0 |
| Transfer of assets |
$0 |
| Mandatory corporate reorganization |
$0 |
| Voluntary corporate reorganization |
$0 |
Depository Foreign Trust Company (DTC) foreign settlement fee
|
$50 |
| Stock certificate transfer and ship |
$100 per certificate*** |
| Mutual fund annual low balance fee |
$0 |
| Foreign dividends and reorganizations |
1% of principal |
| Margin liquidation |
$32.95 |
| Reg T extension |
$0 |
Cost Comparison
| Broker Fees |
Stock/ETF Commission |
Mutual Fund Commission |
Options Commission |
Maintenance Fee |
Annual IRA Fee |
|
Charles Schwab
|
$0
|
$49.95 ($0 to sell)
|
$0.65 per contract
|
$0
|
$0
|
|
Robinhood
|
$0
|
na
|
$0 per contract
|
$0
|
$0
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|
Fidelity
|
$0
|
$49.95
|
$0.65 per contract
|
$0
|
$0
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Services Comparison
Fidelity Review
Read our detailed Fidelity Investments Review
Updated on 3/27/2026.

Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com.
He has been an avid investor for 25 years, and has a background in both applied math and programming.
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