fidelity fee schedule

Fidelity Commissions Schedule, Managed Account Fees, and Margin Rates


2024 Fidelity fees schedule, commissions, stock trading charges, broker managed account investing pricing, and margin rates.


Fidelity Commission Structure


InvestmentsCommissions
Stocks and ETFs $0
Stocks and ETFs broker assisted $32.95
Options $0.65 per contract
Mutual funds$49.95 to buy. $49.95 to sell if sold within 2 months, $0 otherwise
Bonds and CDs (new issues) on a net yield basis
Bonds and CDs (secondary issues) $1.00 per bond ($250 maximum)

Investments stocks, bonds, mutual funds, options, commercial paper, UITs, ETFs
Fidelity minimum deposit to open account $0



Fidelity IRA Fees


Fee Amount
Fidelity IRA setup fee $0
Fidelity annual IRA fee $0
SIMPLE IRA annual fee $25
Fidelity IRA termination fee $50
Fidelity account maintenance fee $0
Fidelity account inactivity fee $0
Fidelity outbound full account transfer (ACAT) fee $0
Fidelity outbound partial account transfer fee $0



Fidelity Managed Accounts Charges


idelity managed accounts fees


Fidelity Margin Rates


Debit Balance Margin Interest Rates
above $1,000,000 9.25%
$500,000 – $999,999 9.55%
$250,000 – $499,999 11.825%
$100,000 – $249,999 12.075%
$50,000 – $99,999 12.125%
$25,000 – $49,999 13.075%
$10,000 – $24,999 13.575%
$0 – $9,999 13.575%



Fidelity Account Fees


Electronic statements $0
Monthly statements $0
Trade confirms $0
Replacement statement $0
Replacement confirm $0
Fidelity ACAT (account transfer) fees $0



Fidelity Annual Fee


Fidelity does not charge an annual fee for regular brokerage individual or joint taxable accounts. The firm also does not have an annual IRA fee (except for $25 annual SIMPLE IRA fee). There are no monthly account charges.



Fidelity Inactivity and Maintenance Fee


Fidelity Investments does not charge account inactivity and maintenance fees.



Fidelity Cash Management Services Fees


Electronic funds transfer (EFT) $0
Fidelity BillPay $0
Check copies $0
Returned check $0
Stop payment $0
Check ordering
Note: Nominal fees may apply for specialty checks
$0
Overnight check delivery $0
Cashier's check $0
Debit card annual fee $0
Fidelity Cash Management Account ATM fee $0
Fidelity Cash Management Account ATM bank surcharge Reimbursed
The Fidelity Account ATM fee $0
Bank wire $0
Foreign exchange wire Up to 3% of principal



Fidelity Investing Fees


Real-time quotes $0
Streaming quotes $0
Steaming Level II quotes $0
Streaming news $0
Transfer of assets $0
Mandatory corporate reorganization $0
Voluntary corporate reorganization $0
Depository Foreign Trust Company (DTC) foreign settlement fee
Note: Fee is per trade for foreign ordinary stock that is not DTC eligible.
$50
Stock certificate transfer and ship $100 per certificate***
Mutual fund annual low balance fee $0
Foreign dividends and reorganizations 1% of principal
Margin liquidation $32.95
Reg T extension $0



Cost Comparison


Broker Fees Stock/ETF
Commission
Mutual Fund
Commission
Options
Commission
Maintenance
Fee
Annual IRA
Fee
Charles Schwab $0 $49.95 ($0 to sell) $0.65 per contract $0 $0
Robinhood $0 na $0 per contract $0 $0
Fidelity $0 $49.95 $0.65 per contract $0 $0
Firstrade $0 $0 $0 per contract $0 $0



Services Comparison


Broker Review Cost Investment Products Trading Tools Customer Service Research Overall Rating
Charles Schwab
Robinhood
Fidelity
Firstrade



Fidelity Review


Read detailed Fidelity Investments Review.


About the Author
Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com. He has been an avid investor for 25 years, and has a background in both applied math and programming.