fidelity fee schedule

Fidelity Commissions and Fees Schedule


Fidelity Commission Schedule


InvestmentsCommissions
Stocks and ETFs $0
Stocks and ETFs broker assisted $32.95
Options $0 + $0.65 per contract
Mutual funds$0 for Fidelity funds and FundsNetwork NTF funds; $49.95 or $100 to buy transaction-fee funds; $49.95 online short-term trading fee on certain NTF funds held less than 60 days
Bonds and CDs (new issues) no separate transaction fee
Bonds and CDs (secondary issues) U.S. Treasuries: $0 online; all other bonds: $1.00 per bond ($250 maximum)

Investments stocks, bonds, mutual funds, options, commercial paper, UITs, ETFs, CDs, Treasuries
Minimum deposit to open an account $0



Fidelity IRA Fees


Fee Amount
IRA setup fee $0
Annual IRA fee $0
SIMPLE IRA annual fee $0
IRA termination fee $0
Account maintenance fee $0
Account inactivity fee $0
Outbound full/partial account transfer (ACAT) fee $0



Fidelity Managed Account Charges


Fidelity managed accounts fees


Margin Rates


Debit Balance Fidelity Margin Rates
above $1,000,000 7.5%
$500,000 – $999,999 7.8%
$250,000 – $499,999 10.075%
$100,000 – $249,999 10.325%
$50,000 – $99,999 10.375%
$25,000 – $49,999 11.325%
$10,000 – $24,999 11.825%
$0 – $9,999 11.825%



Fidelity Account Fees


Electronic statements $0
Monthly statements $0
Trade confirms $0
Replacement statement $0
Replacement confirm $0
Fidelity ACAT (account transfer) fees $0



Cash Management Services Fees


Electronic funds transfer (EFT) $0
Fidelity BillPay $0
Check copies $0
Returned check $0
Stop payment $0
Check ordering
Note: Nominal fees may apply for specialty checks
$0
Overnight check delivery $0
Cashier's check $0
Debit card annual fee $0
Fidelity Cash Management Account ATM fee $0
Fidelity Cash Management Account ATM bank surcharge Reimbursed
The Fidelity Account ATM fee $0
Bank wire $0
Foreign exchange wire Up to 3% of principal



Fidelity Investment Fees


Real-time quotes $0
Streaming quotes $0
Streaming Level II quotes $0
Streaming news $0
Transfer of assets $0
Mandatory corporate reorganization $0
Voluntary corporate reorganization $0
Depository Foreign Trust Company (DTC) foreign settlement fee
Note: Fee is per trade for foreign ordinary stock that is not DTC eligible.
$50
Stock certificate transfer and ship $100 per certificate***
Mutual fund annual low balance fee $0
Foreign dividends and reorganizations 1% of principal
Margin liquidation $32.95
Reg T extension $0



Cost Comparison


Broker Fees Stock/ETF
Commission
Mutual Fund
Commission
Options
Commission
Maintenance
Fee
Annual IRA
Fee
Charles Schwab $0 $49.95 ($0 to sell) $0.65 per contract $0 $0
Robinhood $0 na $0 per contract $0 $0
Fidelity $0 $49.95 $0.65 per contract $0 $0



Services Comparison


Broker Review Cost Investment Products Trading Tools Customer Service Research Overall Rating
Charles Schwab
Robinhood
Fidelity



Fidelity Review


Read our detailed Fidelity Investments Review


Updated on 3/27/2026.



About the Author
Arthur Chachuna is a professional personal finance blogger, and the owner of Brokerage-Review.com. He has been an avid investor for 25 years, and has a background in both applied math and programming.