fidelity fee schedule

Fidelity Commissions Schedule, Managed Account Fees, and Margin Rates

2024 Fidelity fees schedule, commissions, stock trading charges, broker managed account investing pricing, and margin rates.

Fidelity Commission Structure

Stocks and ETFs $0
Stocks and ETFs broker assisted $32.95
Options $0.65 per contract
Mutual funds$49.95 to buy. $49.95 to sell if sold within 2 months, $0 otherwise
Bonds and CDs (new issues) on a net yield basis
Bonds and CDs (secondary issues) $1.00 per bond ($250 maximum)

Investments stocks, bonds, mutual funds, options, commercial paper, UITs, ETFs
Fidelity minimum deposit to open account $0

Fidelity IRA Fees

Fee Amount
Fidelity IRA setup fee $0
Fidelity annual IRA fee $0
SIMPLE IRA annual fee $25
Fidelity IRA termination fee $50
Fidelity account maintenance fee $0
Fidelity account inactivity fee $0
Fidelity outbound full account transfer (ACAT) fee $0
Fidelity outbound partial account transfer fee $0

Fidelity Managed Accounts Charges

idelity managed accounts fees

Fidelity Margin Rates

Debit Balance Margin Interest Rates
above $1,000,000 9.25%
$500,000 – $999,999 9.55%
$250,000 – $499,999 11.825%
$100,000 – $249,999 12.075%
$50,000 – $99,999 12.125%
$25,000 – $49,999 13.075%
$10,000 – $24,999 13.575%
$0 – $9,999 13.575%

Fidelity Account Fees

Electronic statements $0
Monthly statements $0
Trade confirms $0
Replacement statement $0
Replacement confirm $0
Fidelity ACAT (account transfer) fees $0

Fidelity Annual Fee

Fidelity does not charge an annual fee for regular brokerage individual or joint taxable accounts. The firm also does not have an annual IRA fee (except for $25 annual SIMPLE IRA fee). There are no monthly account charges.

Fidelity Inactivity and Maintenance Fee

Fidelity Investments does not charge account inactivity and maintenance fees.

Fidelity Cash Management Services Fees

Electronic funds transfer (EFT) $0
Fidelity BillPay $0
Check copies $0
Returned check $0
Stop payment $0
Check ordering
Note: Nominal fees may apply for specialty checks
Overnight check delivery $0
Cashier's check $0
Debit card annual fee $0
Fidelity Cash Management Account ATM fee $0
Fidelity Cash Management Account ATM bank surcharge Reimbursed
The Fidelity Account ATM fee $0
Bank wire $0
Foreign exchange wire Up to 3% of principal

Fidelity Investing Fees

Real-time quotes $0
Streaming quotes $0
Steaming Level II quotes $0
Streaming news $0
Transfer of assets $0
Mandatory corporate reorganization $0
Voluntary corporate reorganization $0
Depository Foreign Trust Company (DTC) foreign settlement fee
Note: Fee is per trade for foreign ordinary stock that is not DTC eligible.
Stock certificate transfer and ship $100 per certificate***
Mutual fund annual low balance fee $0
Foreign dividends and reorganizations 1% of principal
Margin liquidation $32.95
Reg T extension $0

Cost Comparison

Broker Fees Stock/ETF
Mutual Fund
Annual IRA
Charles Schwab $0 $49.95 ($0 to sell) $0.65 per contract $0 $0
Robinhood $0 na $0 per contract $0 $0
Fidelity $0 $49.95 $0.65 per contract $0 $0
Firstrade $0 $0 $0 per contract $0 $0

Services Comparison

Broker Review Cost Investment Products Trading Tools Customer Service Research Overall Rating
Charles Schwab

Fidelity Review

Read detailed Fidelity Investments Review.

About the Author
Arthur Chachuna is a professional personal finance blogger, and the owner of He has been an avid investor for 25 years, and has a background in both applied math and programming.