TIAA brokerage rating

TIAA Fee Schedule, Brokerage Account Commissions, and IRA Cost


TIAA CREF fees schedule, commissions, broker stock trading cost, IRA charges, online investing account pricing, and cash sweep rates.



TIAA Brokerage Commissions


TIAA (formerly known as TIAA-CREF) is a Fortune 100 firm that provides brokerage services. Below is a list of TIAA brokerage commissions and fees.

InvestmentsCommissions
Stocks and ETFs online transactions $0
Stocks and ETFs Automated Telephone System (ATS) $35
Stocks and ETFs broker assisted $55
Stocks and ETFs foreign securities $75 for each order (not applicable to American Depositary Receipts) + commission
Options $0
U.S. Treasury Securities new issues (at auction) $50 per transaction
U.S. Treasury Securities existing issues $1 per $1,000 face amount, $50 minimum
Municipal bonds, government agency bonds, unlisted (over-the-counter, or OTC) corporate bonds and mortgage-backed securities $50 + $2 per bond
Mutual funds No-transaction-fee (NTF) funds Short-term redemptions fee: $50 minimum for shares held less than six months
Mutual funds transaction-fee (TF) funds $50

TIAA minimum deposit to open account $0 for cash account, and $2,000 for margin account



TIAA Account Maintenance Fees


Foreign Security Receive and Deliver Fee $75
Safekeeping fee for Physical Securities $2 per account, per position, per month
Wired funds fee $25
Overnight check delivery fee $12
NSF/Return check deposit fee $25
Margin extensions $15
Transfers - GNMA, Restricted, Legal $65 per transfer
Transfers - register & ship $80 per transfer
Transfers - outgoing account $50 per transfer
Transfers - accommodation $80 per transfer
Reorganizations - voluntary $25
Post effective requests - voluntary $75
Account research $20 per hour
Stop payment order fee $15
IRA Termination Fee $130
ACH Return Fee $25


TIAA Margin Rates


Debit Balance Margin Interest Rates
$0,01 - $9,999 8.125%
$10,000 - $29,999 7.675%
$30,000 - $49,999 7.375%
$50,000 + 7.125%


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TIAA IRA Fees


Certain IRA’s at TIAA do carry a $130 closeout fee. Newer retirement accounts opened online may not have the fee. Before opening an IRA with the broker, be sure to verify if it will have this fee.


Cash Solutions Account (CSA)


FeesSilver TierGold TierPlatinum Tier
Annual Fees $25 $65 $110
Initial check order (includes checkbook, register, deposit tickets and 40 checks) Free Free Free
Check Reorder $15 $10 Free
Business Style Checks – initial order, includes binder $60 $60 $60
Business Style Check Reorder $50 $50 $50
Stop Payments (on checks) $25 $25 Free
Lost or stolen checkbook replacement $25 $25 $25
Returned check or Automated Clearing House (ACH) transaction $25 $25 $25
Copy of cancelled check or Visa draft $2.50 per copy $2.50 per copy $2.50 per copy
CSA Checks – Overnight Delivery $20 $20 $20
Cash Advance N/A .25% of transaction .25% of transaction
Bill payment through BillSuite Free Free Free


TIAA Comparison


Broker Review Broker
Rating
Stock/ETF
Fee
Mutual Fund
Fee
Option Promotion Offer
TD Ameritrade
TD Ameritrade rating

$0 $49.99 ($0 to sell) $0 commissions + transfer fee reimbursement.
Firstrade
Firstrade rating

$0 $0 $0 Get 2 FREE stocks and $0 commission in ALL trades!
Ally Invest
Ally Invest rating

$0 $9.95 $0.50 Up to $3,000 cash bonus + $0 commission trades.
TIAA
TIAA brokerage rating

$0 $50 $0 Open a TIAA investment account.


Broker Review


Read detailed Review of TIAA Brokerage.

TIAA brokerage fees are as of 2022 and are subject to change. For the most recent information on TIAA investing fees for stock trading and investing visit their website:


TIAA CREF



About the Author
Arthur Chachuna is professional personal finance blogger, and the owner of Brokerage-Review.com. He has been an avid investor for 23 years, and has background in both applied math and programming.