Robinhood Promotion
3% deposit match and FREE stock worth up to $200 at Robinhood.
Visit Robinhood Website
Up to 3% Robinhood Sign Up Bonus
Points to Know:
• Gold customers at Robinhood get a 3% match on qualifying contributions to a self-directed Robinhood IRA.
• Non-Gold clients earn a 1% match on annual IRA contributions.
• Robinhood is also offering free management on robo accounts for Gold clients with more than $100k invested.
For a small monthly fee, Robinhood Gold can provide benefits that may exceed the cost. Here’s the scoop:
IRA Benefits of Robinhood Gold
Robinhood Gold customers with self-directed brokerage retirement accounts get a 3% match on eligible annual IRA contributions. For 2026, that’s a $225 bonus per year for customers under 50, assuming the IRA is maxed out. Clients 50 and over get a bump up to $258 due to a higher contribution maximum. Either payout is more than enough to pay the $5 monthly fee for Gold; an even greater savings is available on a yearly Gold plan, which costs $50.
In order to keep the payout, Robinhood requires a Gold membership for at least one year after receipt of the Gold match; also, the IRA must be maintained for a minimum of five years. Robinhood Strategies managed IRAs are not eligible for this program.
Robinhood investors without Gold subscriptions can still get in on the action here; they get a 1% match on contributions to a brokerage IRA.
Robinhood recently had a Gold IRA Deposit Match that provided 2% on eligible transfers from employer plans
plus net IRA deposits from other institutions for eligible Gold customers. These were transfers from
external IRAs or rollovers from employer retirement plans. While the offer was active, there was no maximum, so the special offer could be really lucrative.
Whatever match is earned, it usually doesn’t take much time to get it. Robinhood usually pays the IRA match after an eligible deposit or transfer settles. And any match received does not count towards the annual IRA contribution limit, which is a great policy (it’s legally considered interest income).
Robinhood Sign Up Bonus
How to Sign Up for Gold
To capture the lucrative IRA match available through a Gold subscription at Robinhood, the first task is to open a self-directed brokerage account. Point your browser to
this Robinhood page and click on the yellow-green button to open an account. Go through the prompts and supply all requested details. You’ll need an email address and mobile phone number, among other particulars. Robinhood does require a Social Security Number to open any U.S.-based account.
If you already have a Robinhood brokerage account, you simply need to sign up for Gold to achieve eligibility for Robinhood’s IRA matches. Head to the dashboard on the mobile app and tap on the Gold icon that appears in the upper-right corner. You’ll get the Gold sign-up page; simply follow the on-screen prompts to sign up. On the website, you’ll find the same Gold icon in the same location on the dashboard.
Other Benefits of Robinhood Gold
When you do sign up for a Gold membership, you’ll get some other nice benefits besides IRA matches. For example, Robinhood gives out these perks to its Gold customers:
- 3.35% APY on idle cash in brokerage accounts (with FDIC insurance)
- Level II market data
- Larger instant deposits
- Security research reports from Morningstar
- Discounts on mortgage rates and closing costs through Sage Home Loans
- Free management for every dollar over $100K in Robinhood Strategies
- Discounts on futures and index options commissions
Read Robinhood Stock Trading Review »
Updated on 5/11/2026.
Chad Morris is a financial writer with more than 20 years experience
as both an English teacher and an avid trader. When he isn’t writing
expert content for Brokerage-Review.com, Chad can usually be found
managing his portfolio or building a new home computer.
|