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J.P. Morgan Referral Bonus For $1,000
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JP Morgan Referral Program Is Suspended
J.P. Morgan Investing has paused its referral program.
If you are looking to earn $50 for referring someone to a brokerage, consider using
Charles Schwab's referral program instead.
Charles Schwab Referral
J.P. Morgan Referral Bonus (SUSPENDED)
The J.P. Morgan referral offer gives rewards to both current and new customers. Existing clients
can receive $50 for every successful signup, and new users can qualify for a deposit bonus to help start their J.P. Morgan Investing account.
More information is provided below.
J.P. Morgan Referral Program Details
If you already have a J.P. Morgan Investing account and want to earn some extra cash, the JPM refer-a-friend program could be a good option.
The program lets current customers invite friends and relatives, and JPM pays $50 for each person who opens and funds a new account through a referral. The more people you refer, the more bonuses you can earn.
However, there is a yearly limit of $500 on referral rewards. Once ten of your referrals have opened and funded accounts with the required deposit, you will have reached the maximum bonus for the year.
Earning the Referral Bonus at J. P. Morgan
To qualify for the referral reward, you first need to create your personal referral link and then share it with others. The option to generate this link can be found on the referral page in your account.
If you don’t see the referral button yet, your account is probably still too new. It usually takes around 30 days after opening a J.P. Morgan Investing account for the referral feature to become available.
After you share your link, your contacts must use it when signing up. If they do not open their account through your link, the bonus will not be paid.
Referrals must open a J.P. Morgan Investing account, since other account types do not qualify for this promotion. Once the investment account is opened, the new customer has up to 45 days to deposit at least $200 to trigger the referral bonus.
When all conditions are satisfied, J.P. Morgan sends the $50 bonus to the referrer within about 15 days.
New Customer Welcome Deposit Bonus
As noted earlier, referrers are not the only ones who benefit. New customers may also qualify for a welcome bonus of up to $625, depending on how much they deposit. The bonus is based on three deposit tiers.
The deposit bonus works as follows: a deposit of at least $25,000 earns $125; a deposit of at least $100,000 earns $300; and a deposit of at least $250,000 earns $625.
Keep in mind that the funds must come from an external bank or brokerage account, not from Chase or J.P. Morgan.
Updated on 3/2/2026.
I work in investment analytics and have been investing in the market since I was in high school. I enjoy anything that involves lots of strategy (i.e. a good game of chess), which is why I was naturally drawn to investing and researching companies. Outside of investing, I’m a big fan of the outdoors. In summer, you’re most likely to find me kayaking, camping, and hiking in the mountains.
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