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Fidelity Referral Bonus (Refer-a-Friend Program) in 2026
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Fidelity Referral Link
Highlights:
• Fidelity has a refer-a-friend tool that can be used to invite new customers to the firm.
Current customers can generate a personal referral link from Fidelity’s refer-a-friend page after logging in.
• Unfortunately, Fidelity’s referral program does not pay bonuses to either side.
• As a substitute, moomoo has a referral program that does pay out cash rewards and stock rewards.
If you’re enjoying Fidelity Investments, you can invite new people to join the firm. Moomoo also has a
referral program that is much more lucrative. Here’s the full scoop:
Overview of Fidelity’s Refer-a-Friend Program
Fidelity wants more customers, which is why it has a refer-a-friend tool that lets current clients invite new investors to join the firm. Existing customers can send out a referral link that leads to a page where new customers can open an account.
If you’re a current Fidelity account holder, you can find your personal referral link by visiting
this Fidelity page. Once you’re on the right page, click on the green button to refer friends and family. You’ll get a new page with a special referral link next to a copy button. Click that button to copy the URL. Once you have it copied, you can send the link to anyone who may be interested in joining Fidelity.
The downside of Fidelity’s program is that it does not pay out rewards to either the referring customer or the referred customer.
Moomoo as a Substitute
If you want to earn something for bringing in new brokerage customers, moomoo is worth considering. It
does have a refer-a-friend program, and rewards are available to both new and existing customers.
Here’s how moomoo’s refer-a-friend promotion works: invite friends to the broker-dealer, and when they
sign up and meet the requirements, both you and the new customer can get rewarded.
The invitee gets $25 in cash, while the inviter gets one of the following rewards:
On moomoo’s mobile app, the four possible rewards are arranged as pieces of a puzzle. The first four referrals get these four rewards.
For the 5th through 8th new clients referred to moomoo, the puzzle changes slightly. The pieces are as follows:
- $100 Cash Reward
- $200 Cash Reward
- $100 in NVDA stock
- $300 in NVDA stock
For the 9th through 12th new accounts created, the referrer gets the same first three pieces; the fourth piece becomes $350 in NVDA stock. Starting with the 13th referred account, the inviter gets $100 in NVDA stock for each new client referred.
As expected, this promotion has some fine print. The new client needs to make a deposit. To get the $25, the new customer must deposit at least $1 within 14 days of claiming the cash reward. This should be done in the mobile app. A dollar shouldn’t be too much of a problem.
But wait, there’s more. For the existing customer to get anything at all, the new customer must deposit at least $500. Furthermore, the required $500 must hit the account within 30 days of account opening.
The Cash Rewards can be used on qualifying buy-to-open securities orders. They expire after 6 months, and they have no cash value outside of moomoo. They will be credited to a brokerage account after an eligible order is placed and settled.
New customers must be new to moomoo, meaning they must never have opened a brokerage account at moomoo before.
Fractional shares of NVDA, or any other stock, are not transferable out of moomoo.
Both invitees and inviters must be U.S. residents, have valid Social Security Numbers, and be at least 18 years old.
To find the necessary referral link in the moomoo app, log in and tap on the Me tab in the bottom menu. On the Me page, tap on Promotions. On the Promotions page, you’ll see the banner for the refer-a-friend promo. Tap on that and scroll down to the Invite button.
moomoo Promotion
Visit moomoo Website
Updated on 7/15/2026.
Chad Morris is a financial writer with more than 20 years experience
as both an English teacher and an avid trader. When he isn’t writing
expert content for Brokerage-Review.com, Chad can usually be found
managing his portfolio or building a new home computer.
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