Cryptocurrency at TIAA CREF
You cannot invest in Ethereum (ETH), Bitcoin (BTC), Bitcoin Cash (BCH), Litecoin (LTC), or any other cryptocurrencies on TIAA CREF at this time. As an alternative, you can use
a
SIPC insured and FINRA/SEC regulated $0 commission broker called Robinhood
that does offer cryptocurrencies trading (learn more).
Robinhood Promotion
Visit Robinhood Website
About TIAA
TIAA-CREF (Teachers Insurance and Annuity Association) is a Fortune 100 financial services company that focuses on serving people in academic, research, medical, and cultural fields. The company helps clients achieve financial goals, whether for retirement, saving for college, or protecting loved ones. TIAA-CREF is based in New York City, with major offices in Denver, Charlotte, and Dallas, as well as 70 local offices across the U.S. Recently, TIAA-CREF ranked 97th on Fortune’s list of the 500 largest U.S. companies.
TIAA Invest Overview
TIAA (formerly TIAA-CREF) is known for its leadership in retirement planning for non-profits, state, and employer-sponsored retirement plans. The company is now expanding its services to a broader audience through TIAA brokerage accounts. This article provides an overview of what to expect when investing with a TIAA brokerage account.
Investment Options and Capabilities
With TIAA, you can invest in a variety of assets, including stocks, bonds, ETFs, mutual funds, and CDs. TIAA’s platform offers real-time quotes, company research, financial data, and screening tools to help you manage your portfolio independently.
TIAA also provides regular market updates, insights, and commentary on its website. For example, the article below from January 28th discusses recent market performance during the government shutdown. These updates can help you stay informed about market trends as you manage your investments.
Pricing
TIAA charges $0 per trade for stocks and ETFs. Like many competitors, TIAA also offers commission-free trading on around 160 ETFs. There are no account minimums or maintenance fees.
Personal Portfolios
For those who prefer professional portfolio management, TIAA offers two services: Personal Portfolios and Portfolio Advisors. Personal Portfolios requires a $5,000 minimum investment and charges a 0.30% annual fee. After answering questions about your goals and financial situation, TIAA’s AI platform will recommend a portfolio of ETFs and index funds, which it will manage and rebalance for you.
Portfolio Advisors
TIAA’s higher-tier service, Portfolio Advisors, requires a $50,000 minimum investment and charges an annual fee between 0.40% and 1.15%, depending on your portfolio’s investments and asset mix. This service offers a more personalized portfolio, advanced rebalancing, and access to a dedicated advisor and financial planning tools.
Updated on 2/24/2025.

Chad Morris is a financial writer with more than 20 years experience
as both an English teacher and an avid trader. When he isn’t writing
expert content for Brokerage-Review.com, Chad can usually be found
managing his portfolio or building a new home computer.
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