Best Bank Promotions, Offers, Incentives To Open New Account (September 2021)

Best bank promotions for customers opening a new account in the U.S. Current top bank account offers, cash bonuses, free incentives for checking accounts, savings, loans, money market, and CDs.

Savings Builder

Open a CIT Bank Money Market account and get a 0.45% APY.

  • 0.50% APY
  • Earn over 25X the National Savings Average
  • $100 minimum opening deposit
  • No fees to open or maintain
  • Daily compounding interest
  • 24/7 secure online banking
  • FDIC insured

Open CIT MMA Account

Open CIT Account

Open a Savings Builder account and get a 0.40% rate.

  • 0.45% APY
  • Earn over 25X the National Savings Average
  • $100 minimum opening deposit
  • No fees to open or maintain
  • Daily compounding interest
  • 24/7 secure online banking
  • FDIC insured

Open CIT Savings Account

Open CIT Account

CIT Bank CDs provide a high yield and secure way to grow your savings.

  • 1.50% APY
  • Minimum opening deposit: $1,000
  • Terms up to 5 years
  • FDIC Insurance (up to applicable limits)
  • No maintenance fees
  • Variety of terms with low minimum balance

Open CIT CD Account

Open CIT CD Account

J.P. Morgan Chase

Chase Freedom: Best Credit Card of 2021

5% cash back with Chase Freedom credit card.

Open Chase Account

Sofi Invest

Sofi Personal Loans

Apply for a SoFi Personal Loan or a SoFi Student Loan Refi and you can get a $100 welcome bonus.

Open Sofi Account


Fundrise Real Estate Investing

Real estate investing with 8.7 – 12.4% historical annual returns.

Open Fundrise Account

Capital One

Get Capital One credit card with 1.5% Cash Back!

  • Enjoy unlimited 1.5% cash back
  • 0% intro APR for 15 months; 16.24% - 26.24% variable APR after that
  • No foreign transaction fees
  • Redeem cash back for any amount at any time with no expiration date for the life of the account

Open Capital One CD Account

Quicksilver Credit Card


BBVA Clear Connect Checking

  • No monthly fees
  • Free online and mobile banking
  • Free online and paper statements
  • No fees on BBVA Compass ATMs
  • Unlimited check writing
  • One FREE Visa® Debit Card you can personalize with your favorite photo

0.65% APY Money Market account from BBVA Compass

  • 0.65% APY
  • Earn tiered interest rates to grow your money faster
  • Minimum opening deposit requirement of only $25
  • Monthly Service Charge: $15
  • Ways to avoid monthly Service Charge: $10,000 daily balance or Have an automatic, recurring monthly transfer of at least $25 from a BBVA Compass checking account to your savings account when the Service Charge would be assessed


ATM Rebates. No monthly service fees.

  • Qualified members can deposit checks from their smartphone or scanner with Deposit@Home®5 or Deposit@Mobile®
  • Free ATMs nationwide. Use any ATM without penalty and we'll even refund other banks' fees
  • FDIC Insurance with at least at least $250,000

USAA checking accounts

USAA has been providing financial services to the members of the military and their family since 1922. They are dedicated to helping the men, women and the families of those who served their country. It should come as no surprise that they offer checking services that are among the best in the industry. In order to understand why they are the best, it is important to look at what USAA offers.

Types of accounts

USAA members are offered two types of checking accounts. The first checking account is the Secure Checking and the second type is the Secure Checking Plus. Since only Secure Checking account is free we will only discuss it in this review.

Online checking account

The first thing to notice about Secure Checking account is that this online checking account. There is no need to find a local branch for USAA checking. All of the transactions that are needed can be done online. USAA offers a secure connection to make sure that all of their member’s information is safe.

It is easy to use an online checking account such as USAA. Deposits of checks can be made using a smartphone or a scanner. It is also possible to make deposits at over 2,000 UPS store locations around the world. USAA also offers direct deposits for anyone that wants to take advantage of this service.

Getting money is also very easy. Money can be withdrawn from ATMs around the world. The debit card can also be used to get cash back at many different retailers when a purchase is made. It is very easy for anyone to get the money they need even though there are no branches that they can walk into.

USAA checking fees

Online savings accounts can offer considerable savings over traditional banks. The Secure Checking does not charge any fees for members. It is completely free. It also offers free use of the USAA preferred ATMs. USAA will cover the first $15 in fees per month that non-preferred banks ATMs charge for their use.

Free checking account advantages

  • No monthly fees
  • Free ATMs nationwide
  • Access your account anywhere, anytime
  • Deposits made easy

Free checking deposit money anywhere, anytime

  • Deposit@Mobile® using your iPhone®, iPad® or Android™ device. Available to qualified members
  • Deposit@Home® lets qualified members deposit checks using a scanner and computer
  • Easy Deposit your checks at more than 1,900 locations of The UPS Store® nationwide
  • Free direct deposit.

Access your money instantly

  • Free ATMs nationwide. Use any ATM for free. We'll even refund other banks' fees
  • Check your account balance, transfer funds and more at home with or on the go with our free apps for iPad, iPhone, Android, BlackBerry and more
  • Free unlimited funds transfers to and from any bank nationwide

Manage money online easily

  • USAA Money Manager, our personal budgeting tool, helps you track your spending
  • USAA Web BillPay lets you pay, manage and view all your bills in one place for free
  • Get customizable account alerts
  • Send money to anyone. With person-to-person payments, send money right from your phone, using an email address or mobile phone number. It's that simple


There are plenty of banks to choose from when looking for a checking account. USAA checking compares very favorably with other banks. Many banks charge high fees for a checking account and they often have additional requirements such as minimum amounts of direct deposits every month or a minimum average daily balance to qualify for the reduced fees. Even if these extra requirements are ignored, few banks are able to match all of the features that are offered by USAA checking account. Very few offer free use of ATMs and the idea of extended warranties or purchase assistance is unique to the USAA members.

USAA checking is ready to take care of the military families that need a convenient, affordable, reliable and full-featured checking account. It only takes a few minutes to register for an account and get started with the company.